Investment options of TASTEFULLY SIMPLE, INC. 401(K) PLAN & TRUST
Total Available Funds: 56
| Investment Description |
|---|
| American Funds Growth Fund of America |
| American Funds American Mutual |
| American Funds American Balanced |
| American Funds Capital World Growth & Income |
| American Funds Smallcap World |
| American Funds 2030 Target Date Fund |
| American Funds Income Fund of America |
| American Funds AMCAP Fund |
| American Funds Fundamental Invs |
| Invesco Value Opportunities |
| American Funds Europacific Growth Fund |
| Franklin Small Cap Value |
| Pimco Real Return |
| American Funds 2050 Target Date Fund |
| American Funds 2045 Target Date Fund |
| American Funds 2055 Target Date Fund |
| Templeton Global Bond Fund |
| American Funds 2060 Target Date Fund |
| American Funds 2025 Target Date Fund |
| American Funds 2015 Target Date Fund |
| American Funds 2010 Target Date Fund |
| PIMCO Low Duration |
| American Funds 2020 Target Date Fund |
| American Funds 2035 Target Date Fund |
| American Funds 2040 Target Date Fund |
| American Funds 2065 Target Date Fund |
| Interest Rate 4.25% – 9.50% – |
| 1RAFEX 794,962.54 |
| 1REREX 553,209.47 |
| 1RGAEX 1,547,567.00 |
| 1RSLEX 907,748.93 |
| 1VVOAX 604,200.32 |
| 1RMFEX 1,307,956.18 |
| 1RWIEX 926,099.27 |
| 1RFNEX 685,790.79 |
| 1FR-VAL 415,689.72 |
| 1RIDEX 970,445.29 |
| 1RLBEX 1,455,370.08 |
| 1PTLAX 11,865.13 |
| 1PRTNX 265,265.05 |
| 1PTTAX 397,275.28 |
| 1TPINX 51,331.34 |
| 1RADXX 410,937.38 |
| 1RDATX 11,952.51 |
| 1RDBTX 12,174.90 |
| 1RDCTX 7,396.66 |
| 1RDDTX 18,998.27 |
| 1RDETX 1,029,156.36 |
| 1RDFTX 5,830.60 |
| 1RDGTX 4,909.03 |
| 1RDHTX 87,906.13 |
| 1RDITX 102,286.84 |
| 1RDJTX 28,596.08 |
| 1RDKTX 17,811.68 |
| 1RDLTX 2,212.44 |
| FORFEITURES 5,269.61 |
Investment model portfolios
We provide two types of investment model portfolios for TASTEFULLY SIMPLE, INC. 401(K) PLAN & TRUST participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for TASTEFULLY SIMPLE, INC. 401(K) PLAN & TRUST