Investment options of SWENSON GRANITE 401(K) RETIREMENT PLAN
Total Available Funds: 22
| Investment Option List |
|---|
| Macquarie Small Cap Core Fund " (NSGRX) |
| American Funds EuroPacific Growth Fund Pooled separate account (FEPUX) |
| Invesco Comstock Fund " (ACSDX) |
| Invesco Developing Markets Fund " (GTDIX) |
| MassMutual Blue Chip Growth Fund " (MBCSX) |
| MassMutual Core Bond Fund " (MCBDX) |
| MassMutual Inflation-Protected and Income Fund " (MIPSX) |
| Mass Mutual Select T. Rowe Price Retirement 2010 Fund " (MMXBX) |
| Mass Mutual Select T. Rowe Price Retirement 2020 Fund " (MMTTX) |
| Mass Mutual Select T. Rowe Price Retirement 2025 Fund " (MMTFX) |
| Mass Mutual Select T. Rowe Price Retirement 2030 Fund " (MMTOX) |
| Mass Mutual Select T. Rowe Price Retirement 2035 Fund " (MMTJX) |
| Mass Mutual Select T. Rowe Price Retirement 2040 Fund " (MMFOX) |
| Mass Mutual Select T. Rowe Price Retirement 2045 Fund " (MMFTX) |
| Mass Mutual Select T. Rowe Price Retirement 2050 Fund " (MMDDX) |
| Mass Mutual Select T. Rowe Price Retirement 2055 Fund " (MMDJX) |
| Mass Mutual Select T. Rowe Price Retirement 2060 Fund " (MMSGX) |
| Mass Mutual Select T. Rowe Price Retirement Balanced Fund " (MMBVX) |
| MassMutual Small Cap Growth Equity Fund " (MSGSX) |
| MM S&P 500 Index Fund " |
| Northern Mid Cap Index Fund " (BMGRX) |
| Wells Fargo Special Mid Cap Value Fund " (SMCDX) |
Investment model portfolios
We provide two types of investment model portfolios for SWENSON GRANITE 401(K) RETIREMENT PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for SWENSON GRANITE 401(K) RETIREMENT PLAN