Investment options of SURFACE MOUNT TECHNOLOGY CORPORATION 401K PLAN AND TRUST
Total Available Funds: 27
| Investment Description |
|---|
| iShares Core US Aggregate Bond ETF |
| iShares iBoxx Investment Grade Corp Bond ETF |
| iShares S&P Mid-Cap ETF |
| iShares S&P Mid-Cap 400 Growth ETF |
| iShares S&P Mid-Cap 400 Value ETF |
| iShares S&P Small-Cap ETF |
| iShares S&P Small-Cap 600 Value ETF |
| iShares S&P Small-Cap600 Growth ETF |
| iShares JP Morgan USD Emergind Markets Bond ETF |
| iShares National Muni Bond ETF |
| iShares iBoxx High Yield Corp Bond ETF |
| iShares MBS ETF |
| iShares MSCI EAFE Value ETF |
| iShares MSCI EAFE Growth ETF |
| iShares Core MSCI EAFE ETF |
| SPDR FTSE Intl Govt Inflation Protected Bd ETF |
| SPDR Blmbg Barclays Intl Trs Bond ETF |
| Vanguard FTSE Emerging Markets Index ETF |
| Vanguard S&P 500 ETF |
| Vanguard Growth Index Fund ETF |
| Vanguard Value Index Fund ETF |
| WisdomTree Emerging Markets SmallCapDivd |
| WisdomTree US LargeCap Divd Fund |
| WisdomTree Emerging Markets High Divd Fund |
| WisdomTree US MidCap Divd Fund |
| WisdomTree US SmallCap Divd Funds |
| WisdomTree International Equity Fund |
Investment model portfolios
We provide two types of investment model portfolios for SURFACE MOUNT TECHNOLOGY CORPORATION 401K PLAN AND TRUST participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for SURFACE MOUNT TECHNOLOGY CORPORATION 401K PLAN AND TRUST