Investment options of STALEY, INC. 401(K) PROFIT SHARING PLAN
Total Available Funds: 39
| Investment Description |
|---|
| American Funds 2025 TD Interest in pooled separate accounts |
| American Funds 2030 TD Interest in pooled separate accounts |
| American Funds 2035 TD Interest in pooled separate accounts |
| American Funds 2040 TD Interest in pooled separate accounts |
| American Funds 2045 TD Interest in pooled separate accounts |
| American Funds 2050 TD Interest in pooled separate accounts |
| American Funds 2055 TD Interest in pooled separate accounts |
| American Funds 2060 TD Interest in pooled separate accounts |
| American Funds 2065 TD Interest in pooled separate accounts |
| John Hancock Lifestyle Blend Conservative Interest in pooled separate accounts |
| John Hancock Lifestyle Blend Moderate Interest in pooled separate accounts |
| John Hancock Lifestyle Blend Balanced Interest in pooled separate accounts |
| John Hancock Lifestyle Blend Growth Interest in pooled separate accounts |
| John Hancock Lifestyle Blend Aggressive Interest in pooled separate accounts |
| BlackRock High Yield Bond Fund Interest in pooled separate accounts |
| Franklin Utilities Fund Interest in pooled separate accounts |
| AF American Balanced Fund Interest in pooled separate accounts |
| John Hancock Disciplined Value Interest in pooled separate accounts |
| Fidelity International Index Interest in pooled separate accounts |
| Fidelity Adv Diversified Int Interest in pooled separate accounts |
| Dodge & Cox International St Interest in pooled separate accounts |
| 500 Index Fund Interest in pooled separate accounts |
| Vanguard Explorer Fund Interest in pooled separate accounts |
| Nuveen Small-Cap Blex Index Interest in pooled separate accounts |
| Janus Henderson Gbl Life Sci Interest in pooled separate accounts |
| Fidelity Advisor Equity Growh Interest in pooled separate accounts |
| Fidelity Advisor Energy Fund Interest in pooled separate accounts |
| DFA US Targeted Value Fund Interest in pooled separate accounts |
| American Funds New World Fund Interest in pooled separate accounts |
| 5 Year Compound Fund Interest in guaranteed investment contract |
| American Funds Europac Growth Interest in pooled separate accounts |
| BlackRock Global Allocation Interest in pooled separate accounts |
| Blue Chip Growth Fund Interest in pooled separate accounts |
| Federated High Yield Bond Interest in pooled separate accounts |
| John Hancock Disciplined Value International Fund Interest in pooled separate accounts |
| MFS Utilities Fund Interest in pooled separate accounts |
| Science & Technology Fund Interest in pooled separate accounts |
| T. Rowe Price Health Science Interest in pooled separate accounts |
| Vanguard Energy Fund Interest in pooled separate accounts |
Investment model portfolios
We provide two types of investment model portfolios for STALEY, INC. 401(K) PROFIT SHARING PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for STALEY, INC. 401(K) PROFIT SHARING PLAN