Investment options of SOFTPATH SYSTEM, LLC 401K PROFIT SHARING PLAN AND TRUST
Total Available Funds: 55
| Investment Description |
|---|
| DWS US Treasury Money S |
| Fidelity Strategic Income |
| Fidelity Freedom 2010 |
| Fidelity Freedom 2015 |
| Fidelity Freedom 2020 |
| Fidelity Freedom 2025 |
| Fidelity Freedom 2030 |
| Fidelity Freedom 2035 |
| Fidelity Freedom 2040 |
| Fidelity Freedom 2045 |
| Fidelity Freedom 2050 |
| Fidelity Freedom 2055 |
| Fidelity Freedom 2060 |
| Fidelity Equity Growth |
| Fidelity Equity Income |
| Fidelity Freedom Inc |
| Fidelity Govt Income |
| Fidelity Growth Opportunity |
| Fidelity Strategic Div Inc |
| Fidelity Div Growth |
| Fidelity Mid Cap |
| Fidelity New Insight |
| Fidelity Overseas |
| Fidelity Small Cap |
| Fidelity Lim Term Bond |
| Fidelity Advisor Balanced |
| Participants Notes receivable with variable |
| (Form 5500) |
| (6) Net investment gain (loss) from common/collective trusts …………………… 2b |
| FIDELITY ADVISOR DIV GROW – M |
| FID ADV STRAT INC M |
| FIDELITY ADV GOV INC M |
| FIDADFR2035 |
| FIDELITY ADV FREEDOM 2030 – M |
| FIDELITY ADVISOR SMALL CAP – M |
| FIDELITY ADV FREEDOM 2050 FD-M |
| FIDELITY ADVISOR OVERSEAS – M |
| FIDELITY ADV EQUITY GROWTH – M |
| FIDELITY ADV FREEDOM 2045 FD M |
| FIDELITY ADV STRAT DIV& INC -M |
| FIDADFR2025 |
| FIDADFR2015 |
| FIDELITY LIM TERM BOND M |
| DWS U.S. TREASURY MONEY S |
| FIDELITY ADV FREEDOM 2055 FD-M |
| FIDELITY ADV FREEDOM INC. – M |
| FIDELITY ADV FREEDOM 2010 – M |
| FIDELITY ADV FREEDOM 2020 – M |
| FIDELITY ADV FREEDOM 2040 – M |
| FIDELITY ADVISOR BALANCED M |
| FIDELITY ADV EQUITY INCOME – M |
| FIDELITY ADVISOR MID CAP II M |
| FIDELITY ADVISOR NEW INSIGHT M |
| FIDELITY ADV GROWTH OPP – M |
| FIDELITY ADV FREEDOM 2060 FD-M |
Investment model portfolios
We provide two types of investment model portfolios for SOFTPATH SYSTEM, LLC 401K PROFIT SHARING PLAN AND TRUST participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for SOFTPATH SYSTEM, LLC 401K PROFIT SHARING PLAN AND TRUST