Investment options of SECTION 403(B) RETIREMENT PLAN FOR COMMUNITY ACTION RESOURCE AND DEVELOPMENT, INC.
Total Available Funds: 26
| Investment Description |
|---|
| American Century Investments Heritage Fund R6 $ N/A |
| Portfolio Class K N/A |
| Calvert Balanced Fund Class R6 N/A |
| Calvert Bond Fund Class R6 N/A |
| Dodge & Cox Stock Fund Class I N/A |
| Mutual of America Investment Corp. Conservation Allocation Fund N/A |
| Mutual of America Investment Corp. Equity Index Fund N/A |
| Mutual of America Investment Corp. International Fund N/A |
| Mutual of America Investment Corp. Mid Cap Value Fund N/A |
| Mutual of America Investment Corp. Retirement Income Fund N/A |
| Mutual of America Investment Corp. Small Cap Value Fund N/A |
| Mutual of America Investment Corp. 2020 Retirement Fund N/A |
| Mutual of America Investment Corp. 2025 Retirement Fund N/A |
| Mutual of America Investment Corp. 2030 Retirement Fund N/A |
| Mutual of America Investment Corp. 2035 Retirement Fund N/A |
| Mutual of America Investment Corp. 2040 Retirement Fund N/A |
| Mutual of America Investment Corp. 2045 Retirement Fund N/A |
| Mutual of America Investment Corp. 2050 Retirement Fund N/A |
| Mutual of America Investment Corp. 2055 Retirement Fund N/A |
| Mutual of America Investment Corp. 2060 Retirement Fund N/A |
| Mutual of America Investment Corp. 2065 Retirement Fund N/A |
| T. Rowe Price Blue Chip Growth Fund I Class N/A |
| Growth Fund Admiral Shares N/A |
| Vanguard Strategic Equity Inv N/A |
| Admiral Shares N/A |
| from 2025–2029. – |
Investment model portfolios
We provide two types of investment model portfolios for SECTION 403(B) RETIREMENT PLAN FOR COMMUNITY ACTION RESOURCE AND DEVELOPMENT, INC. participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for SECTION 403(B) RETIREMENT PLAN FOR COMMUNITY ACTION RESOURCE AND DEVELOPMENT, INC.