Investment options of SCULL CONSTRUCTION 401(K) SAVINGS PLAN
Total Available Funds: 31
| Investment Description |
|---|
| 1MRM30R 959,044.03 |
| 1MRM40R 590,548.37 |
| 1MRM50R 172,608.46 |
| 1MRM60R 58,287.82 |
| 1MRIMCR 1,026,209.50 |
| 1MRM35R 612,420.25 |
| 1MRM45R 667,098.19 |
| 1MRM55R 360,243.89 |
| 1S7116A 38,566.55 |
| 1S7144A 36,990.30 |
| 1WTINER 209,765.82 |
| 1S7108A 26,772.40 |
| 1S7118A 6,408.42 |
| 1S7148A 20,018.27 |
| 1S7117A 2,214.43 |
| 1S7124A 9,792.21 |
| 1WTSCER 311,241.48 |
| 1S7110A 52,634.93 |
| 1S7119A 127,205.21 |
| 1S7121A 53,830.89 |
| 1S7127A 66,092.85 |
| 1S7129A 347,941.44 |
| 1BREQI1 409,975.55 |
| 1S7140A 138,156.58 |
| 1S7145A 195,909.97 |
| 1BRUSD1 31,746.00 |
| 1S7115A 3,948.53 |
| 1S7133A 18,681.80 |
| 1S7138A 18,901.13 |
| 1MHPJA1 2.800 30,172.67 |
| FORFEITURES 55.38 |
Investment model portfolios
We provide two types of investment model portfolios for SCULL CONSTRUCTION 401(K) SAVINGS PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for SCULL CONSTRUCTION 401(K) SAVINGS PLAN