Investment options of SAN FRANCISCO AIDS FOUNDATION 403(B) PLAN
Total Available Funds: 28
| Investment Description |
|---|
| Alger Alger Capital Appreciation Institutional R Fund |
| American Century Investments American Century Mid-Cap Value R Fund |
| Baird Baird Core Plus Bond Investor Fund |
| Calvert Funds Calvert Equity A Fund |
| Eagle Financial Services, Inc. Carillon Eagle Mid Cap Growth R3 Fund |
| Invesco Development Marketing Fund |
| Janus International Holding, Janus Triton R Fund |
| JP Morgan Funds JP Morgan Equity Income A Fund |
| MFS International Growth R6 Funds |
| Principal Funds Inc Principal LargeCap S&P 500 Index R3 Fund |
| Principal Funds Inc. Principal MidCap S&P 400 Index R3 Fund |
| Principal Funds Inc. Principal SmallCap S&P 600 Index R3 Fund |
| Vanguard Group Vanguard Short-Term Treasury Fund |
| Vanguard Group Vanguard Target Retirement Income Fund |
| Vanguard Group Vanguard Target Retirement 2020 Fund |
| Vanguard Group Vanguard Target Retirement 2025 Fund |
| Vanguard Group Vanguard Target Retirement 2030 Fund |
| Vanguard Group Vanguard Target Retirement 2035 Fund |
| Vanguard Group Vanguard Target Retirement 2040 Fund |
| Vanguard Group Vanguard Target Retirement 2045 Fund |
| Vanguard Group Vanguard Target Retirement 2050 Fund |
| Vanguard Group Vanguard Target Retirement 2055 Fund |
| Vanguard Group Vanguard Target Retirement 2060 Fund |
| Vanguard Group Vanguard Target Retirement 2065 Fund |
| Vanguard Group Vanguard Target Retirement 2070 Fund |
| Vanguard Group Vanguard Wellington Investor Fund |
| Victory Funds Victory Sycamore Small Company Opportunity I Fund |
| participants dates through August |
Investment model portfolios
We provide two types of investment model portfolios for SAN FRANCISCO AIDS FOUNDATION 403(B) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for SAN FRANCISCO AIDS FOUNDATION 403(B) PLAN