Investment options of RYAN R. ROBISON & CO., INC. RETIREMENT PLAN
Total Available Funds: 40
| Investment Description |
|---|
| American Funds 2030 Target Date Retirement Fund |
| American Funds 2035 Target Date Retirement Fund |
| American Funds 2050 Target Date Retirement Fund |
| American Funds 2055 Target Date Retirement Fund |
| American Funds 2060 Target Date Retirement Fund |
| American Funds 2065 Target Date Retirement Fund |
| American Funds American Balanced Fund |
| American Funds Bond Fund Of America |
| American Funds Capital World Growth & Income Fund |
| American Funds EuroPacific Growth Fund |
| American Funds Growth Fund of America |
| American Funds Income Fund of America |
| American Funds Intermediate Bond Fund of America |
| American Funds New Perspective Fund |
| American Funds New World Class Fund |
| American Funds Small Cap World Fund |
| Columbia Threadneedle Investments Columbia Global Technology Growth Fund |
| DWS Investments DWS Small Cap Core Fund |
| Eaton Vance Corp. Eaton Vance Government Opportunities Fund |
| Eaton Vance Corp. Eaton Vance Income Fund of Boston |
| Eaton Vance Corp. Eaton Vance Worldwide Health Sciences Fund |
| Franklin Templeton Investments Franklin DynaTech Fund |
| Franklin Templeton Investments Franklin Growth Fund |
| Franklin Templeton Investments Franklin High Income Fund |
| Franklin Templeton Investments Franklin Small Cap Value Fund |
| Franklin Templeton Investments Franklin Small Mid Cap Growth Fund |
| Franklin Templeton Investments Franklin US Government Securities Fund |
| Franklin Templeton Investments Templeton Developing Markets Fund |
| Franklin Templeton Investments Templeton Foreign Fund |
| Franklin Templeton Investments Templeton Growth Fund |
| Invesco Comstock Fund |
| North Square Investments North Square Oak Ridge Multi-Strategy Fund |
| Pioneer Investments Pioneer Mid Cap Value Fund |
| Putnam Investments Putnam Small Cap Growth Fund |
| Putnam Investments Putnam Sustainable Future Fund |
| Putnam Investments Putnam Sustainable Leaders Fund |
| Thornburg Investment Management Thornburg Value Fund |
| Victory Capital Management Victory Diversified Stock Fund |
| (Form 5500) |
| (6) Net investment gain (loss) from common/collective trusts …………………… 2b |
Investment model portfolios
We provide two types of investment model portfolios for RYAN R. ROBISON & CO., INC. RETIREMENT PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for RYAN R. ROBISON & CO., INC. RETIREMENT PLAN