Investment options of ROBERTS ENERGY, LLC 401(K) PLAN
Total Available Funds: 31
| Investment Description |
|---|
| MFS Mid Cap Growth Ret Opt 3,354 shares |
| Transamerica Core Bond Ret Opt 7,768 shares |
| State Street Emerging Mrkts Index Ret Opt 1,905 shares |
| JPMorgan Small Cap Value Ret Opt 787 shares |
| Transamerica Hi Yld Bd Ret Opt 3,114 shares |
| Transamerica Internatnl Eqt Ret Opt 10,952 shares |
| Transamerica Lifegoal 2065 With Blackrck Retopt 24 shares |
| Transamerica Lifegoal Ret With Blackrock Retopt 33,650 shares |
| Putnam Small Cap Growth Ret Opt 4,238 shares |
| Transamerica Lifegoal 2025 With Blackrck Retopt 38,604 shares |
| American Funds New World Ret Opt 2,605 shares |
| JPMorgan U.S. Sm Comp Ret Opt 533 shares |
| Transamerica Lifegoal 2030 With Blackrck Retopt 40,384 shares |
| State Street Russell Sm Cap Index Ret Opt 778 shares |
| Transamerica Lifegoal 2035 With Blkrck Ret Opt 47,631 shares |
| American Funds Blncd Ret Opt 6,197 shares |
| Transamerica Lifegoal 2040 With Blkrck Ret Opt 11,812 shares |
| State Street Russell Lrg Cap Val Index Ret Opt 28,780 shares |
| Transamerica Lifegoal 2045 With Blkrck Ret Opt 48,900 shares |
| American Funds American Mutual Ret Opt 1,942 shares |
| DFA U.S. Targeted Val Portfolio Ret Opt 602 shares |
| Transamerica Lifegoal 2060 With Blkrck Ret Opt 6,189 shares |
| Transamerica Lifegoal 2050 With Blkrck Ret Opt 43,540 shares |
| Transamerica Lifegoal 2055 With Blkrck Ret Opt 6,870 shares |
| State Street S&P Mid Cap Index Ret Opt 4,887 shares |
| MFS Mid Cap Value Ret Opt 334 shares |
| MFS Mass Invstr Ret Opt 1,559 shares |
| Transamerica Partners Stck Index Ret Opt 15,301 shares |
| State Street Russell Lg Cap Gr Index Ret Opt 1,866 shares |
| JPMorgan Lrg Cap Gr Ret Opt 2,509 shares |
| Notes Receivable from Participants 3.25% – 8.50% |
Investment model portfolios
We provide two types of investment model portfolios for ROBERTS ENERGY, LLC 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for ROBERTS ENERGY, LLC 401(K) PLAN