Investment options of RIPPOWAM CISQUA SCHOOL 403(B) PLAN
Total Available Funds: 58
| Investment Description |
|---|
| CREF Stock |
| Nuveen Lifecycle Idx 2025-Prem |
| Nuveen Lifecycle Idx 2035-Prem |
| Nuveen Lifecycle Idx 2030-Prem |
| Nuveen Lifecycle Idx 2040-Prem |
| CREF Equity Index |
| CREF Growth |
| Nuveen Lifecycle Idx 2050-Prem |
| Nuveen Lifecycle Idx 2045-Prem |
| CREF Global Equities |
| Nuveen S&P 500 Idx-Rtmt |
| CREF Core Bond |
| CREF Social Choice |
| TIAA Access Nuv Lifecycle 2020 |
| Nuveen Lifecycle Idx 2055-Prem |
| The Hartford Dividend Grw |
| Nuveen Lifecycle Idx 2020-Prem |
| Calvert Bond Portfolio Class I |
| Nuveen Intl Eq Idx-Rtmt |
| Nuveen Lifecycle Idx 2060-Prem |
| TIAA Access Nuv Lg-Cap Val |
| TIAA Access Nuv Intl Equity |
| CREF Inflation-Linked Bond |
| TIAA Access Nuv Mid-Cap Val |
| TIAA Access Nuv Lifecycle 2030 |
| Vanguard Mid-Cap Idx Adm |
| Victory Syc Establish Value A |
| AF EuroPacific Growth Fund |
| Nuveen Lifecycle Idx 2010-Prem |
| TIAA Access Nuv Core Bond |
| TIAA Access Nuv Lifecycle 2025 |
| Goldman Sachs Inflt Pro Sec |
| BNY Mellon Small Cap Stk Idx Inv |
| TIAA Access Nuv Qt Small Cap Eq |
| American Funds New World R6 |
| TIAA Access Nuv Real Est Secs |
| TIAA Access Nuv Lifecycle 2040 |
| TIAA Access Nuv Lifecycle 2035 |
| Nuveen Lifecycle Idx 2065-Prem |
| TIAA Access Nuv Sm-Cap Bl Idx |
| TIAA Access Nuv LgCp Res Eq |
| AB Small Cap Growth Port A |
| MFS Growth Fund Class R3 |
| TIAA Access Nuv Mid-Cap Gr |
| Nuveen Lifecycle Idx 2015-Prem |
| Principal MidCap Fund |
| TIAA Access Nuv Core Equity |
| TIAA Access Nuv Lifecycle 2045 |
| Brought forward: |
| Carried forward: |
| TIAA Access Nuv Core Plus Bond |
| TIAA Access Nuv Lfcyle Rtmt Inc |
| TIAA Access Nuv Lg-Cap Gr |
| TIAA Access Nuv Lifecycle 2050 |
| Vanguard Small-Cap Val Idx Adm |
| Pioneer Strategic Income A |
| T. Rowe Price Short Term Bond Adv |
| TIAA Access Nuv Equity Index |
Investment model portfolios
We provide two types of investment model portfolios for RIPPOWAM CISQUA SCHOOL 403(B) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for RIPPOWAM CISQUA SCHOOL 403(B) PLAN