Investment options of RELAY RESOURCES 403(B) RETIREMENT PLAN
Total Available Funds: 37
| Investment Description |
|---|
| Voya Voya Intermediate Bond Fund – Class I – |
| TIAA Investments CREF Stock Account – Class R1 – |
| Schwab Funds Schwab S&P 500 Index Fund – Select S – |
| MFS International Diversification R4 – |
| American Century Ultra Fund – Class R6 – |
| JPMorgan Equity Income Fund Class R6 – |
| American Century Small Cap Value Fund R6 Class – |
| TIAA Investments CREF Global Equities R1 – |
| TIAA Investments CREF Growth R1 – |
| Allspring Allspring Special Mid Cap Value R6 – |
| Carillon Carillon Eagle MidCAp GR FD R6 – |
| TIAA Investments CREF Equity Index R1 – |
| TIAA Investments CREF Core Bond R1 – |
| TIAA Investments TIAA Access Intl Equity T4 – |
| TIAA Investments CREF Inflation-Linked Bond R1 – |
| Vanguard Mid Cap Index Fund Admiral – |
| TIAA Investments CREF Social Choice R1 – |
| TIAA Investments TIAA Access Mid-Cap Val T4 – |
| TIAA Investments TIAA Access Core Bond Plus T4 – |
| TIAA Investments TIAA Access Lg-Cap Val T4 – |
| TIAA Investments TIAA Access Sm-Cap Bl Idx T4 – |
| American Funds American Balanced R6 – |
| TIAA Investments TIAA Access Real Est Secs T4 – |
| TIAA Investments TIAA Access Quant Sml Cp Eq T4 – |
| Schwab Funds Schwab Small Cap Index Select – |
| Hood River Capital Management Hood River Small Capital Growth Institutional Fund – |
| TIAA Investments Nuveen Large Cap Responsible – |
| American Funds New Perspective R6 – |
| TIAA Investments TIAA Access Nuv Core Equity T4 – |
| TIAA Investments TIAA Access Lifecycle 2035 T4 – |
| TIAA Investments TIAA Access Lifecycle Rtmt Inc T4 – |
| TIAA Investments TIAA Access Mid-Cap Gr T4 – |
| TIAA Investments TIAA Access Lifecycle 2040 T4 – |
| Standard Funds Standard Stable Asset A Fund*** – |
| TIAA Investments TIAA Traditional Non Benefit Responsive – |
| TIAA Investments TIAA Traditional Benefit Responsive*** – |
| TIAA Investments Plan Loan Default Fund*** – |
Investment model portfolios
We provide two types of investment model portfolios for RELAY RESOURCES 403(B) RETIREMENT PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for RELAY RESOURCES 403(B) RETIREMENT PLAN