Investment options of RANKEN TECHNICAL COLLEGE 403B PLAN
Total Available Funds: 36
| Investment Description |
|---|
| PIMCO GNMA & Govt Securities Instl 12,749 shares |
| Vanguard GNMA Admiral 14,851 shares |
| Vanguard Interm-Term Govt Bond Index 6,044 shares |
| PIMCO Investment Grade Corp Bond Index 66,479 shares |
| PIMCO Real Return Instl 4,158 shares |
| Vanguard InfProtect Secs Admiral 3,055 shares |
| PIMCO Global Adv Strat Bd Inst 13,258 shares |
| American Funds 2020 Target Date R6 7,934 shares |
| American Funds 2025 Target Date R6 34,885 shares |
| American Funds 2030 Target Date R6 34,236 shares |
| American Funds 2035 Target Date R6 23,963 shares |
| American Funds 2040 Target Date R6 4,278 shares |
| American Funds 2045 Target Date R6 10,461 shares |
| American Funds 2050 Target Date R6 8,116 shares |
| American Funds 2055 Target Date R6 5,953 shares |
| American Funds 2060 Target Date R6 6,455 shares |
| Vanguard Equity Income 5,766 shares |
| Vanguard Value Index Admiral 12,742 shares |
| American Funds Washington R6 22,029 shares |
| Vanguard Selected Value Inv 12,922 shares |
| Vanguard SmCap Val Indx Admiral 5,414 shares |
| Vanguard Extended Market Index Admiral 2,683 shares |
| PIMCO StockPlus Small Inst 27,125 shares |
| American Funds AMCAP R6 26,092 shares |
| Franklin DynaTech R6 1,338 shares |
| Vanguard Growth Index Admiral 8,474 shares |
| Vanguard Mid-Cap Growth Index 8,882 shares |
| Franklin Small Cap Growth R6 20,607 shares |
| American Funds EuroPacific Growth Fund R6 7,752 shares |
| Vanguard International Growth Admiral 1,833 shares |
| Vanguard Developing Markets Index Admiral 15,283 shares |
| Vanguard FTSE All World ex-US Small 6,548 shares |
| American Funds New World Fund A 4,167 shares |
| Vanguard Emerging Markets Stock Index A 6,787 shares |
| Vanguard REIT Index Admiral 2,134 shares |
| Standard Stable Asset Fund 2 38,414 shares |
Investment model portfolios
We provide two types of investment model portfolios for RANKEN TECHNICAL COLLEGE 403B PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for RANKEN TECHNICAL COLLEGE 403B PLAN