Investment options of RADNET 401K PLAN
Total Available Funds: 31
| Investment Description |
|---|
| American Century Investments Small Cap Value Fund |
| Artisan Developing World Institutional Fund |
| Columbia Management Advisors Balanced Advisor Fund |
| Dimensional Fund Advisors: Inflation Protected Securities Fund |
| International Value Institutional Fund |
| Dodge & Cox Stock X Fund |
| Fidelity Management & Research: Mid Cap |
| Small Cap |
| Fuller & Thaler Asset Management, Inc. Behavioral Small-Cap Growth Fund |
| Invesco Oppenheimer International Small-Mid Company Fund |
| John Hancock Advisors, LLC: Bond Fund |
| Disciplined Value Fund |
| JP Morgan Large Cap Growth Fund |
| Kopernik Global All-Cap Fund |
| Lord Abbett & Co, LLC: Short Duration Income Fund |
| Nuveen Asset Management: TIAA Lifecycle Index 2010 Fund |
| TIAA Lifecycle Index 2015 Fund |
| TIAA Lifecycle Index 2020 Fund |
| TIAA Lifecycle Index 2025 Fund |
| TIAA Lifecycle Index 2030 Fund |
| TIAA Lifecycle Index 2035 Fund |
| TIAA Lifecycle Index 2040 Fund |
| TIAA Lifecycle Index 2045 Fund |
| TIAA Lifecycle Index 2050 Fund |
| TIAA Lifecycle Index 2055 Fund |
| TIAA Lifecycle Index 2060 Fund |
| TIAA Lifecycle Index 2065 Fund |
| TIAA Lifecycle Index Retirement Income Fund |
| Principal Funds Inc Mid-Cap Fund |
| Principal Global Investors Trust Co U.S. REIT Fund |
| Vanguard Group International Growth Admiral Fund |
Investment model portfolios
We provide two types of investment model portfolios for RADNET 401K PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for RADNET 401K PLAN