Investment options of PRIMESOURCE RETIREMENT SAVINGS PLUS PLAN
Total Available Funds: 61
| Investment Description |
|---|
| American Funds 2035 Target Date N/R |
| American Funds 2045 Target Date N/R |
| Hartford Funds Hartford Core Equity Fund R4 N/R |
| JPMorgan Large Cap Growth Fund R6 N/R |
| The Vanguard Group Inc. Vanguard 500 Index Fund Admiral N/R |
| American Funds 2040 Target Date N/R |
| American Funds 2025 Target Date N/R |
| American Funds 2030 Target Date N/R |
| American Funds 2050 Target Date N/R |
| American Funds 2055 Target Date N/R |
| American Funds Balanced R6 N/R |
| The Vanguard Group Inc. Vanguard Mid-Cap Index Fund Admiral N/R |
| T. Rowe Price Retirement Funds, T. Rowe Price Value Fund 1 N/R |
| Davenport Davenport Small Cap Focus Fund N/R |
| American Funds 2060 Target Date N/R |
| JPMorgan Mid Cap Value Portfolio N/R |
| Wilmington Trust, N.A. International Advantage Portfolio N/R |
| BNY Mellon BNY Mellon Global Stock Fund Y N/R |
| Pioneer Investments Pioneer High Yield Bond Fund – Class Y N/R |
| American Funds 2065 Target Date N/R |
| Thornburg Thornburg Limited Term Income Fund N/R |
| American Funds 2020 Target Date N/R |
| Cohen & Steers Cohen & Steers Inst RI Shares N/R |
| American Funds New World R6 N/R |
| American Funds 2010 Target Date N/R |
| PIMCO Real Return Fund – Class N/R |
| American Funds 2015 Target Date N/R |
| American Funds 2070 R6 N/R |
| Wilmington Trust, N.A. Pioneer Bond Fund Trust Class R1 Fund N/R |
| Wilmington Trust Retirement and BlackRock EAFE Equity Index Fund R N/R |
| American Funds 2010 T Date R6 Registered Investment Company |
| American Funds 2015 T Date R6 Registered Investment Company |
| American Funds 2020 T Date R6 Registered Investment Company |
| American Funds 2025 T Date R6 Registered Investment Company |
| American Funds 2030 T Date R6 Registered Investment Company |
| American Funds 2035 T Date R6 Registered Investment Company |
| American Funds 2040 T Date R6 Registered Investment Company |
| American Funds 2045 T Date R6 Registered Investment Company |
| American Funds 2050 T Date R6 Registered Investment Company |
| American Funds 2055 T Date R6 Registered Investment Company |
| American Funds 2060 T Date R6 Registered Investment Company |
| American Funds 2065 T Date R6 Registered Investment Company |
| American Funds 2070 R6 Registered Investment Company |
| American Funds Am Balanced R6 Registered Investment Company |
| American Funds New World R6 Registered Investment Company |
| BNY Mellon Global Stock Fd Y Registered Investment Company |
| Cohen&Steers Inst Rl Shares Registered Investment Company |
| Davenport Small Cap Focus Fd Registered Investment Company |
| Hartfd Core Equity Fd R6 Registered Investment Company |
| JPMorgan LgCp Grw Fnd R6 Registered Investment Company |
| MSIF Intl Advantage Port R6 Registered Investment Company |
| PIMCO Gov Money Mkt Fd Inst Registered Investment Company |
| PIMCO Real Return Fund Ins Registered Investment Company |
| Pioneer High Yield Fund Y Registered Investment Company |
| TRwPr Value Fund I Registered Investment Company |
| Thornburg Lmtd Trm Inc Fd R5 Registered Investment Company |
| VY JPM MdCp Value Port I Registered Investment Company |
| Vangrd Mid-Cap Index Fund Adm Registered Investment Company |
| Vangrd Tot St Mkt Indx Fd Adm Registered Investment Company |
| Vanguard 500 Index Fund-Adm Registered Investment Company |
| Voya Gv Mny Mkt F A (Hld Acct) Registered Investment Company |
Investment model portfolios
We provide two types of investment model portfolios for PRIMESOURCE RETIREMENT SAVINGS PLUS PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for PRIMESOURCE RETIREMENT SAVINGS PLUS PLAN