Investment options of PRAIRIE FIVE COMMUNITY ACTION COUNCIL 403B PLAN
Total Available Funds: 56
| Investment Description |
|---|
| Mutual of America Interest Accumulation |
| American Funds Balanced R6 |
| American Funds Income Fund Of Amer R6 |
| American Funds New World R6 |
| Delaware Sm Cap Val R6 |
| Dfa Large Cap International I |
| Fidelity Contrafund K6 |
| First Eagle Overseas R6 |
| Mainstay Winslow Lc Gr R6 |
| Mfs Mid Cap Value R6 |
| Nuveen Lifecycle Idx 2015 R6 |
| Nuveen Lifecycle Idx 2020 R6 |
| Nuveen Lifecycle Idx 2025 R6 |
| Nuveen Lifecycle Idx 2030 R6 |
| Nuveen Lifecycle Idx 2035 R6 |
| Nuveen Lifecycle Idx 2040 R6 |
| Nuveen Lifecycle Idx 2045 R6 |
| Nuveen Lifecycle Idx 2050 R6 |
| Nuveen Lifecycle Idx 2055 R6 |
| Nuveen Lifecycle Idx 2060 R6 |
| Nuveen Lifecycle Idx 2065 R6 |
| Prudential Jenn Midcap Grth R6 |
| Pimco Real Return Instl |
| Vanguard Equity-Income Adm |
| Vanguard Explorer Adm |
| Vanguard Growth And Inc Adm |
| Vanguard Growth Index Adm |
| Vanguard Intl Gr Adm |
| Vanguard Mid Cap Index Adm |
| Vanguard Reit Index Adm |
| Vanguard Small Cap Index Adm |
| Vanguard Strategic Equity Inv |
| Vanguard Wellesley Income Adm |
| Mutual Of America Clear Passage 2035 Fund |
| Mutual Of America Clear Passage 2045 Fund |
| Mutual Of America Small Cap Growth Fund |
| Mutual Of America Clear Passage 2060 Fund |
| Mutual Of America Clear Passage 2055 Fund |
| Mutual Of America Fidelity Vip Equity-Income Portfolio |
| Mutual Of America Fidelity Vip Contrafund Portfolio |
| Mutual Of America T. Rowe Price Blue Chip Growth Portfolio |
| Mutual Of America Core Bond Fund |
| Mutual Of America Clear Passage 2065 Fund |
| Mutual Of America Vanguard Vif Diversified Value Portfolio |
| Mutual Of America Small Cap Value Fund |
| Mutual Of America Clear Passage 2050 Fund |
| Mutual Of America Clear Passage 2025 Fund |
| Mutual Of America Equity |
| Mutual Of America Balanced Fund |
| Mutual Of America American Century Investments Vp Capital Appreciation Fund |
| Mutual Of America Fidelity Vip Asset Manager Portfolio |
| Mutual Of America Mid Cap Equity |
| Mutual Of America Calvert Vp Sri Balanced Portfolio |
| Mutual Of America Fidelity Vip Mid Cap Portfolio |
| Mutual Of America Vanguard Vif International Portfolio |
| Mutual Of America International Fund |
Investment model portfolios
We provide two types of investment model portfolios for PRAIRIE FIVE COMMUNITY ACTION COUNCIL 403B PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for PRAIRIE FIVE COMMUNITY ACTION COUNCIL 403B PLAN