Investment options of PARAMOUNT STAFFING PERM, LLC 401(K) PLAN
Total Available Funds: 32
| Investment Description |
|---|
| AEGON US CORE PLUS RET OPT 4 9.6 UNALLOCATED UNITS |
| AEGON US HIGH YIELD RET OPT 8 83.8 UNALLOCATED UNITS |
| ALGER WEATHERBIE SPECIALIZED GR RET OPT 4 49.7 UNALLOCATED UNITS |
| AMER FUNDS EUROPACIFIC GROWTH RET OPT 1 .1 UNALLOCATED UNITS |
| AMER FUNDS FUNDAMENTAL INVESTORS RET OPT 1 9.9 UNALLOCATED UNITS |
| AMERICAN FUNDS AMCAP RET OPT 2 0.5 UNALLOCATED UNITS |
| BLACKROCK EQUITY DIVIDEND RET OPT 1 05.8 UNALLOCATED UNITS |
| BLACKROCK GLOBAL ALLOCATION RET OPT 6 .2 UNALLOCATED UNITS |
| CLEARBRIDGE SMALL CAP GROWTH RET OPT 8 71.7 UNALLOCATED UNITS |
| CLEARBRIDGE MID CAP RET OPT 9 4.8 UNALLOCATED UNITS |
| COLUMBIA ACORN INTERNATIONAL RET OPT 3 0.4 UNALLOCATED UNITS |
| FRANKLIN SMALL CAP VALUE RET OPT 4 5.8 UNALLOCATED UNITS |
| GOLDMAN SACHS MID CAP VALUE RET OPT 177.2 UNALLOCATED UNITS |
| MFS INTL DIVERSIFICATION 3 02.8 UNALLOCATED UNITS |
| STATE STREET EMERGING MARKETS INDEX RET OPT 1 4.0 UNALLOCATED UNITS |
| STATE STREET S&P MID CAP INDEX RET OPT 1 .5 UNALLOCATED UNITS |
| TRANSAMERICA LG CAP GROWTH RET OPT 4 28.0 UNALLOCATED UNITS |
| TRANSAMERICA LIFEGOAL 2025 WITH BLACKRCK RETOPT 7 ,250.1 UNALLOCATED UNITS |
| TRANSAMERICA LIFEGOAL 2030 WITH BLACKRCK RETOPT 2 ,174.4 UNALLOCATED UNITS |
| TRANSAMERICA LIFEGOAL 2035 WITH BLKRCK RET OPT 2 0,317.5 UNALLOCATED UNITS |
| TRANSAMERICA LIFEGOAL 2040 WITH BLKRCK RET OPT 2 3,172.3 UNALLOCATED UNITS |
| TRANSAMERICA LIFEGOAL 2045 WITH BLKRCK RET OPT 1 2,662.1 UNALLOCATED UNITS |
| TRANSAMERICA LIFEGOAL 2050 WITH BLKRCK RET OPT 2 0,224.2 UNALLOCATED UNITS |
| TRANSAMERICA LIFEGOAL 2055 WITH BLKRCK RET OPT 9 ,968.7 UNALLOCATED UNITS |
| TRANSAMERICA LG 2060 WITH BLACKROCK RET OPT 6 ,928.9 UNALLOCATED UNITS |
| TRANSAMERICA LIFEGOALRET WITH BLACKROCK RET OPT 3 ,222.7 UNALLOCATED UNITS |
| TRANSAMERICA MID-CAP GROWTH OPPORTUNITIES 3 0.9 UNALLOCATED UNITS |
| T.ROWE PRICE GLOBAL MULTI-SECTOR BOND RET OPT 2 ,941.2 UNALLOCATED UNITS |
| TA VANGUARD SMALL-CAP INDEX RET OPT 8 .5 UNALLOCATED UNITS |
| TA VANGUARD SMALL-CAP VALUE INDEX RET OPT 3 1.5 UNALLOCATED UNITS |
| TA VANGUARD REIT INDEX RET OPT 6 .5 UNALLOCATED UNITS |
| THORNBURG INTERNATIONAL EQUITY RET OPT 2 4.7 UNALLOCATED UNITS |
Investment model portfolios
We provide two types of investment model portfolios for PARAMOUNT STAFFING PERM, LLC 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for PARAMOUNT STAFFING PERM, LLC 401(K) PLAN