Investment options of PALMER TRINITY SCHOOL 403(B) DC PLAN
Total Available Funds: 26
| Investment Description |
|---|
| College Retirement Equities Fund variable annuities CREF Stock |
| College Retirement Equities Fund variable annuities CREF Social Choice R1 |
| College Retirement Equities Fund variable annuities CREF Core Bond R1 |
| College Retirement Equities Fund variable annuities CREF Global Equities |
| College Retirement Equities Fund variable annuities CREF Growth R1 |
| College Retirement Equities Fund variable annuities CREF Equity Index R1 |
| College Retirement Equities Fund variable annuities CREF Inflation-Linked Bond R1 |
| College Retirement Equities Fund variable annuities TIAA Access Lifecycle 2010 T2 |
| College Retirement Equities Fund variable annuities TIAA Access Lifecycle 2015 T2 |
| College Retirement Equities Fund variable annuities TIAA Access Lifecycle 2020 T2 |
| College Retirement Equities Fund variable annuities TIAA Access Lifecycle 2025 T2 |
| College Retirement Equities Fund variable annuities TIAA Access Lifecycle 2030 T2 |
| College Retirement Equities Fund variable annuities TIAA Access Lifecycle 2035 T2 |
| College Retirement Equities Fund variable annuities TIAA Access Lifecycle 2040 T2 |
| College Retirement Equities Fund variable annuities TIAA Access Lifecycle 2045 T2 |
| College Retirement Equities Fund variable annuities TIAA Access Lifecycle 2050 T2 |
| College Retirement Equities Fund variable annuities TIAA Access Lifecycle 2055 T2 |
| College Retirement Equities Fund variable annuities TIAA Access Lifecycle 2060 T2 |
| Vanguard Infl Protect Sec Adm Registered Investment Company |
| Vanguard Small-Cap Idx Adm Registered Investment Company |
| Vanguard Ttl Bd Mkt Idx Adm Registered Investment Company |
| Vanguard 500 Idx Adm Registered Investment Company |
| Vanguard Ttl Intl Stk Idx Adm Registered Investment Company |
| American Beacon Small Cap Value R6 Registered Investment Company |
| JP Morgan Large Cap Growth R6 Registered Investment Company |
| MFS Value Fund Class R6 Registered Investment Company |
Investment model portfolios
We provide two types of investment model portfolios for PALMER TRINITY SCHOOL 403(B) DC PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for PALMER TRINITY SCHOOL 403(B) DC PLAN