Investment options of OPTIPRO SYSTEMS, LLC 401(K) SAVINGS PLAN
Total Available Funds: 35
| Investment Description |
|---|
| 1RFBFX 9,050.29 |
| 1RRCTX 852,748.50 |
| 1RFDTX 440,654.14 |
| 1RFETX 994,297.46 |
| 1RFFTX 1,319,163.39 |
| 1RFGTX 46,963.37 |
| 1RFHTX 254,979.23 |
| 1RFITX 1,483,488.20 |
| 1RFKTX 1,333,899.89 |
| 1RFUTX 304,500.48 |
| 1RFVTX 138,229.98 |
| 1RERGX 39,160.41 |
| 1RLLGX 4,205.76 |
| 1DFEMX 62,285.07 |
| 1FSPSX 141,690.38 |
| 1FSSNX 53,346.11 |
| 1JGMNX 0.66 |
| 1JDSNX 5,901.90 |
| 1FSMDX 130,625.85 |
| 1HFMVX 14,131.07 |
| 1JDPNX 231.12 |
| 1RMFGX 50,600.71 |
| 1RGAGX 184,734.92 |
| 1FXAIX 333,917.42 |
| 1VASGX 70,412.08 |
| 1VSCGX 14,354.56 |
| 1VSMGX 28,686.39 |
| 1DIPSX 14,924.91 |
| 1FIHLX 1,129.34 |
| 1FTRLX 1,143.07 |
| 1FXNAX 29,864.78 |
| 1OGGYX 81,250.25 |
| 1FBNRX 13,374.26 |
| 1PCSV25 252,011.88 |
| FORFEITURES 1.24 |
Investment model portfolios
We provide two types of investment model portfolios for OPTIPRO SYSTEMS, LLC 401(K) SAVINGS PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for OPTIPRO SYSTEMS, LLC 401(K) SAVINGS PLAN