Investment options of ONEBLOOD 403(B) RETIREMENT PLAN
Total Available Funds: 71
| Investment Description |
|---|
| Vanguard 500 Index Admiral Shares |
| JPMorgan JPM Smart Retirement 2035 R6 Fund |
| JPMorgan JPM Smart Retirement 2045 R6 Fund |
| JPMorgan JPM Smart Retirement 2030 R6 Fund |
| JPMorgan JPM Smart Retirement 2025 R6 Fund |
| JPMorgan JPM Smart Retirement 2040 R6 Fund |
| JPMorgan JPM Smart Retirement 2050 R6 Fund |
| JPMorgan JPM Smart Retirement 2055 R6 Fund |
| JPMorgan JPM Smart Retirement 2060 R6 Fund |
| JPMorgan JPM Smart Retirement 2020 R6 Fund |
| The Hartford The Hartford International Opportunities R6 Fund |
| T. Rowe T. Rowe Price Capital Appreciation I Fund |
| John Hancock Disciplined Value Mid Cap R6 Fund |
| American Beacon Stephens Mid Cap Growth R6 Fund |
| JPMorgan JPM Smart Retirement 2065 R6 Fund |
| JPMorgan JPM Smart Retirement Income R6 Fund |
| Dimensional DFA US Small Cap Value Institutional Class |
| Franklin Templeton Clearbridge Small Cap Growth IS Fund |
| Vanguard Extended Market Index Admiral Shares |
| Principal Diversified Real Asset R6 Fund |
| Equitable Equitable Guaranteed Interest Account |
| Voya Voya Solution 2045 Portfolio Service 2 Fund |
| Voya Voya Fixed Plus Account II |
| Equitable Equitable Moderate Plus Allocation Fund |
| Equitable Equitable Common Stock |
| VALIC Valic Co I Aggressive Growth Lifestyle Fund |
| VALIC Valic Co I Systematic Growth Fund |
| Voya Voya Solution 2035 Portfolio Service 2 Fund |
| Equitable Equitable Large Cap Value Managed Volume Fund |
| Voya Voya Solution 2025 Portfolio Service 2 Fund |
| VALIC Valic Co I Moderate Growth Lifestye Fund |
| VALIC Valic Co I Core Bond Fund |
| Voya Fidelity VIP Contrafund Portfolio Initial Fund |
| Equitable Equitable Moderate Allocation Fund |
| VALIC Valic Mid Cap |
| VALIC Fixed Account Plus |
| VALIC Valic Small Cap |
| Voya Voya Large Cap Value Portfolio Fund – Institutional Class |
| Voya Voya Growth and Income Portfolio S Fund |
| Equitable Equitable Multimanager Aggressive Equity Fund |
| VALIC Valic Co I International Value Fund |
| Voya Voya Mid Cap Opportunity Portfolio S Fund |
| Equitable Equitable 1290 VT GAMCO Small Company Value Fund |
| VALIC Valic International Equities |
| Voya Voya Intermediate Bond Portfolio I Fund |
| Voya Franklin Small Cap Value VIP 2 Fund |
| Equitable Equitable Global Equity Managed Volume Fund |
| Voya American Funds EuroPacific Growth R3 Fund |
| Equitable Equitable Mid Cap Value Managed Volume Fund |
| Voya Voya Index Plus Large Cap Portfolio I Fund |
| Equitable Equitable 1290 VT Small Cap Value Fund |
| Voya Neuberger Berman Sustainable Equity Fund – Trust Class |
| Equitable Equitable Aggressive Allocation Fund |
| Equitable Equitable International Core Managed Volume Fund |
| Voya Voya Index Plus Midcap Portfolio I Fund |
| Voya VY T. Rowe Price Capital Appreciation Portfolio Fund – Service Class |
| Equitable Equitable Blackrock Basic Value Equity Fund |
| Equitable Equitable Equity |
| Equitable Equitable Conservative Plus Allocation Fund |
| Voya Voya Solution 2055 Portfolio Service 2 Fund |
| Voya Voya Intermediate Bond A Fund |
| Equitable Equitable Small Company |
| Voya Voya High Yield Portfolio Fund – Institutional Class |
| Voya Voya Solution Income Portfolio Service 2 Fund |
| VALIC Short Term Fixed Account |
| Equitable Equitable International Value Managed Volume Fund |
| Equitable Equitable AB Small Cap Growth Portfolio Fund |
| Equitable Equitable Mid Cap |
| Equitable Equitable Pimco Ultra Short Bond |
| Equitable Equitable Core Plus Bond |
| 4.25% to 9.50%; maturing through April 2038 |
Investment model portfolios
We provide two types of investment model portfolios for ONEBLOOD 403(B) RETIREMENT PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for ONEBLOOD 403(B) RETIREMENT PLAN