Investment options of OCCIDENTAL COLLEGE 403(B) RETIREMENT PLAN
Total Available Funds: 45
| Investment Option List |
|---|
| TIAA TIAA TRADITIONAL – NONBENEFIT RESPONSIVE |
| TIAA TIAA TRADITIONAL – BENEFIT RESPONSIVE |
| TIAA TIAA TRADITIONAL – NONBENEFIT RESPONSIVE 2 |
| TIAA TIAA TRADITIONAL – BENEFIT RESPONSIVE 2 |
| TIAA TIAA – STABLE VALUE (TIMVX) |
| TIAA TIAA REAL ESTATE (TCREX) |
| CREF CREF STOCK R2 (TLSTX) |
| CREF CREF MONEY MARKET R2 (TCIXX) |
| CREF CREF SOCIAL CHOICE R2 (TISCX) |
| CREF CREF BOND MARKET R2 (TIBDX) |
| CREF CREF GLOBAL EQUITIES R2 |
| CREF CREF GROWTH R2 (TIGRX) |
| CREF CREF EQUITY INDEX R2 (TCIEX) |
| CREF CREF INFLATION-LINKED BOND R2 (TIILX) |
| INVESCO INVESCO SMALL CAP VALUE Y (MPSCX) |
| LORD ABBETT LORD ABBETT DEVELOPING GROWTH FUND A (LADYX) |
| VANGUARD VANGUARD REAL ESTATE INDEX FUND (VGXRX) |
| VANGUARD VANGUARD SMALL-CAP INDEX FUND (VISVX) |
| VANGUARD VANGUARD TOTAL BOND MARKET INDEX FUND (VBMFX) |
| VANGUARD VANGUARD 500 INDEX FUND (VFINX) |
| INVESCO INVESCO DEVELOPING MARKETS R6 FUND (GTDIX) |
| AMERICAN FUNDS CAPITAL WORLD GROWTH & INCOME R6 FUND (CDWAX) |
| PRUDENTIAL PGIM JENNISON GROWTH Z FUND (PEGZX) |
| T. ROWE PRICE T.ROWE PRICE DIVIDEND GROWTH I FUND (PRDGX) |
| T. ROWE PRICE T. ROWE PRICE CAPITAL APPRECIATION I FUND (PRWCX) |
| MFS MFS VALUE R3 FUND (MINIX) |
| AMERICAN FUNDS EUROPACIFIC GROWTH FUND R6 (FEPUX) |
| TIAA-CREF TIAA-CREF LIFECYCLE INDEX 2010 INSTL (TCLEX) |
| TIAA-CREF TIAA-CREF LIFECYCLE INDEX 2015 INSTL (TCLIX) |
| TIAA-CREF TIAA-CREF LIFECYCLE INDEX 2020 INSTL (TCLTX) |
| TIAA-CREF TIAA-CREF LIFECYCLE INDEX 2025 INSTL (TCLFX) |
| TIAA-CREF TIAA-CREF LIFECYCLE INDEX 2030 INSTL (TCLNX) |
| TIAA-CREF TIAA-CREF LIFECYCLE INDEX 2035 INSTL (TCLRX) |
| TIAA-CREF TIAA-CREF LIFECYCLE INDEX 2040 INSTL (TCLOX) |
| TIAA-CREF TIAA-CREF LIFECYCLE INDEX 2045 INSTL (TTFIX) |
| TIAA-CREF TIAA-CREF LIFECYCLE INDEX 2050 INSTL (TFTIX) |
| TIAA-CREF TIAA-CREF LIFECYCLE INDEX 2055 INSTL (TTRLX) |
| TIAA-CREF TIAA-CREF LIFECYCLE INDEX 2060 INSTL (TLXHX) |
| TIAA-CREF TIAA-CREF LIFECYCLE INDEX 2065 INSTL (TFIHX) |
| BLACKROCK BLACKROCK MID-CAP GROWTH EQUITY K (CMGIX) |
| METROPOLITAN METROPOLITAN WEST TOTAL RETURN BOND FUND PLAN (MWTSX) |
| PARNASSUS CORE EQUITY FUND INVESTOR (PRBLX) |
| VICTORY SYCAMORE ESTABLISHED VALUE R6 (GETGX) |
| PGIM GLOBAL TOTAL RETURN R6 |
| TIAA-CREF TIAA-CREF SELF DIRECTED ACCOUNT |
Investment model portfolios
We provide two types of investment model portfolios for OCCIDENTAL COLLEGE 403(B) RETIREMENT PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for OCCIDENTAL COLLEGE 403(B) RETIREMENT PLAN