Investment options of NEWAGESYS, INC. SAVINGS PLAN
Total Available Funds: 33
| Investment Option List |
|---|
| Fidelity FID FDM IDX 2010 IPR – |
| Fidelity FID FDM IDX 2015 IPR – |
| Fidelity FID FDM IDX 2020 IPR – |
| Fidelity FID FDM IDX 2025 IPR – |
| Fidelity FID FDM IDX 2030 IPR – |
| Fidelity FID FDM IDX 2035 IPR – |
| Fidelity FID FDM IDX 2040 IPR – |
| Fidelity FID FDM IDX 2045 IPR – |
| Fidelity FID FDM IDX 2050 IPR – |
| Fidelity FID FDM IDX 2055 IPR – |
| Fidelity FID FDM IDX 2060 IPR – |
| Fidelity FID FDM IDX 2065 IPR – |
| Fidelity FID FDM IDX 2070 IPR – |
| Fidelity FID US BOND IDX – (HMBDX) |
| Fidelity FID 500 INDEX – (FUSEX) |
| Fidelity FID EMRG MKTS IDX – (FFNZX) |
| Fidelity FID GLB EX US IDX – |
| Fidelity FID MID CAP IDX – (FIIMX) |
| Fidelity FID SM CAP IDX – |
| Fidelity FID INFL PR BD IDX – |
| Fidelity FID FDM IDX INC IPR – |
| Fidelity FID LG CAP GR IDX – |
| Fidelity FID LG CAP VAL IDX – |
| Fidelity FID BLUE CHIP GR K6 – (FBGRX) |
| Fidelity FID INTL CAP APPR K6 – |
| Fidelity FID SMALL CAP GR K6 – (FSISX) |
| Victory Sophus VS EMERGING MKTS R6 – (RSERX) |
| Janus Henderson J H GROWTH & INC N – (HGRDX) |
| American Funds AF AMER MUTUAL R6 – (FFFMX) |
| Goldman Sachs GS INFL PRO SECS R6 – |
| Allspring Special AS SPL MID CP VAL R6 – |
| MFS MID CAP GRTH R6 – (MCVIX) |
| MFS INTL DIVRSN R6 – |
Investment model portfolios
We provide two types of investment model portfolios for NEWAGESYS, INC. SAVINGS PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for NEWAGESYS, INC. SAVINGS PLAN