Investment options of NEVADA DONOR NETWORK 403(B) PLAN
Total Available Funds: 46
| Investment Description |
|---|
| GM BlackRock Liquidity FedFund Premier |
| BlackRock Liquidity FedFund Premier |
| GM Franklin U.S. Government Secs R6 |
| GM JPMorgan Large Cap Growth R6 |
| GM Templeton Foreign R6 |
| JPMorgan Large Cap Growth R6 |
| JPMorgan SmartRetirement 2060 R6 |
| GM AB Relative Value Fund Z |
| GM Janus Henderson Flexible Bond N |
| GM Virtus NFJ Mid-Cap Value I |
| GM BlackRock Global Allocation K |
| GM Franklin Core Plus Bond R6 |
| Macquarie Emerging Markets R6 |
| GM Invesco Discovery Mid Cap Growth R6 |
| GM Macquarie Emerging Markets R6 |
| GM ColumbiaFnd Series Trst Small Ca |
| AB Relative Value Fund Z |
| GM PGIM High Yield R6 |
| iShares S&P 500 Index K |
| JPMorgan SmartRetirement 2055 R6 |
| GM Invesco Small Cap Equity R6 |
| Fidelity |
| Janus Henderson Flexible Bond N |
| Invesco International Diversified R6 |
| Invesco Discovery Mid Cap Growth R6 |
| Virtus NFJ Mid-Cap Value I |
| JPMorgan SmartRetirement 2050 R6 |
| ColumbiaFnd Series Trst Small Cap V |
| iShares Russell 2000 SmCap Ind K |
| Janus Henderson Balanced N |
| Lord Abbett Affiliated R6 |
| Franklin U.S. Government Secs R6 |
| Invesco Oppy Intl Growth R6 |
| Invesco Small Cap Equity R6 |
| Templeton Foreign R6 |
| PGIM High Yield R6 |
| JPMorgan SmartRetirement 2035 R6 |
| BlackRock Global Allocation K |
| iShares Russell Mid-Cap Index K |
| JPMorgan SmartRetirement 2045 R6 |
| American Century Infl-Adj Bond R6 |
| Franklin Core Plus Bond R6 |
| JPMorgan SmartRetirement 2040 R6 |
| JPMorgan SmartRetirement 2030 R6 |
| American Funds Intl Gr & Inc R6 |
| Notes receivable from participants (5.25%-10.50%) |
Investment model portfolios
We provide two types of investment model portfolios for NEVADA DONOR NETWORK 403(B) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for NEVADA DONOR NETWORK 403(B) PLAN