Investment options of NEA 401(K) SAVINGS PLAN
Total Available Funds: 43
| Investment Description |
|---|
| Alger Spectra Fund Class A |
| American Funds 2015 Target Date Retirement Fund |
| American Funds 2020 Target Date Retirement Fund |
| American Funds 2025 Target Date Retirement Fund |
| American Funds 2030 Target Date Retirement Fund |
| American Funds 2035 Target Date Retirement Fund |
| American Funds 2040 Target Date Retirement Fund |
| American Funds 2045 Target Date Retirement Fund |
| American Funds 2050 Target Date Retirement Fund |
| American Funds 2055 Target Date Retirement Fund |
| Blackrock Energy Opportunities Fund |
| Blackrock Global Allocation Fund – Class A Shares |
| BNY Mellon Mellon Midcap Value Fund Class A |
| Columbia Balanced Fund CL A |
| Fidelity Advisor New Insights Fund A |
| Fidelity Advisor Strategic Dividend & Income Fund |
| First Eagle Gold Fund CL R6 |
| Franklin Income Fund |
| Hartford Floating Rate Fund Class R4 |
| Invesco Oppenheimer International Growth Fund Class A |
| iShares Russell 2000 Small-Cap Index Fund K |
| iShares Russell Mid-Cap Index Fund – Class K |
| iShares S&P |
| iShares S&P 500 Index Fund – Class K Shares |
| James Balanced Golden Rainbow Fund Retail |
| Loomis Sayles Investment Grade Bond Fund Class A |
| Lord Abbett Short Duration Income Fund |
| Macquarie Small Cap Value Fund Class A |
| MFS International International Intrinsic Value Fund Class A |
| Nuveen Equity |
| Nuveen Large Cap Responsible Premier Fund |
| PIMCO Real Return Bond Fund Class A |
| T. Rowe Price Blue Chip Growth Fund |
| T. Rowe Price Dividend Growth Fund |
| Templeton Global Bond Fund Class A |
| Transamerica Small/Mid Cap Value Fund |
| Vanguard Emerging Markets Stock |
| Vanguard Wellesley Income Fund |
| Vanguard Windsor II Fund |
| Virtus Emerging Markets Index Fund (Class A) |
| Blackrock Liquidity Fedfund |
| Blackrock T-Fund Premier CL |
| PENDING SETTLEMENT FUND PENDING SETTLEMENT FUNDS |
Investment model portfolios
We provide two types of investment model portfolios for NEA 401(K) SAVINGS PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for NEA 401(K) SAVINGS PLAN