Investment options of NAMI 403(B) PLAN
Total Available Funds: 57
| Investment Description |
|---|
| College Retirement Equities Fund CREF Stock |
| Principal Trust Company Principal Lifetime 2025 R5 Fund |
| College Retirement Equities Fund CREF Growth |
| College Retirement Equities Fund CREF Global Equities |
| TIAA-CREF TIAA Traditional Non-Benefit Responsive |
| Principal Trust Company Principal Lifetime 2045 R5 Fund |
| College Retirement Equities Fund CREF Social Choice |
| Principal Trust Company Principal Lifetime 2015 R5 Fund |
| College Retirement Equities Fund CREF Bond Market |
| College Retirement Equities Fund CREF Equity Index |
| College Retirement Equities Fund CREF Inflation-Linked Bond |
| TIAA-CREF TIAA Access Lg-Cap Val |
| TIAA-CREF TIAA Access Intl Equity |
| Principal Trust Company Principal Lifetime 2055 R5 Fund |
| TIAA-CREF TIAA Access Sm-Cap Bl Idx |
| Principal Trust Company Principal Lifetime 2035 R5 Fund |
| TIAA-CREF TIAA Access Sm-Cap Equity |
| TIAA-CREF TIAA Access Real Est Secs |
| TIAA-CREF TIAA Access Growth & Income |
| TIAA-CREF TIAA Access Mid-Cap Val |
| Principal Trust Company Principal Capital Appreciation R5 Fund |
| TIAA-CREF TIAA Access Lifecycle 2040 |
| TIAA-CREF TIAA Access Lifecycle 2045 T4 |
| TIAA-CREF TIAA Access Lg-Cap Gr |
| Principal Trust Company Principal Midcap S&P 400 Index R5 Fund |
| Principal Trust Company Principal Bond Mkt Index R5 Fd |
| TIAA-CREF TIAA Access Mid-Cap Gr |
| Principal Trust Company Principal Lifetime 2065 R5 Fund |
| Fidelity Management & Research Fid Adv High Inc Advant A Fund |
| TIAA-CREF TIAA Access Lifecycle 2050 |
| TIAA-CREF TIAA Access Bond Plus |
| Victory Capital Management Victory Sycamore Established Value R Fund |
| TIAA-CREF TIAA Access Lifecycle 2060 |
| Fidelity Management & Research Fidelity Adv Equity Growth Fund |
| Principal Trust Company Principal International Equity |
| TIAA-CREF TIAA Access Lifecycle 2055 |
| Principal Trust Company Principal Diversified International Fund |
| Principal Trust Company Principal Bond Market |
| Principal Trust Company Principal Core Fixed Income Fund |
| Securities Fund |
| Principal Global Investors Principal Smallcap S&P |
| Principal Global Investors Principal Largecap S&P |
| Columbia Fund Columbia Dividend Income Fund |
| Columbia Fund Columbia Small Cap Value Fund |
| Calamos Investment Calamos International Growth Fund |
| American Funds New Perspective Fund |
| Calvert Calvert Cons Allocation A Fund |
| Calvert Calvert Gwth Allocation A Fund |
| Delaware Funds Ivy Mid Cap Growth Fund |
| Principal Global Investors Multiple Sub-Advisors – Principal LifeTime 2020 Fund |
| Principal Global Investors Multiple Sub-Advisors – Principal LifeTime 2030 Fund |
| Principal Global Investors Multiple Sub-Advisors – Principal LifeTime 2040 Fund |
| Principal Global Investors Multiple Sub-Advisors – Principal LifeTime 2050 Fund |
| Principal Global Investors Multiple Sub-Advisors – Principal LifeTime 2060 Fund |
| Principal Global Investors Multiple Sub-Advisors – Strategic Income Fund |
| TIAA-CREF TIAA Traditional Benefit Responsive |
| Principal Trust Company Principal Fixed Income Guaranteed Option |
Investment model portfolios
We provide two types of investment model portfolios for NAMI 403(B) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for NAMI 403(B) PLAN