Investment options of MEYER -HESTAN 401(K) RETIREMENT PLAN
Total Available Funds: 24
| Investment Option List |
|---|
| shown in the Statement of Net Assets Available for Benefits as of December 31, |
| portion of their investment at contract value. Transfers, at the Plan level are restricted in any |
| month period from movements out of the guaranteed investment contract of the greater of |
| Fidelity Large Cap Growth Index Fund Pooled Separate Accounts |
| T. Rowe Price Large Cap Value Pooled Separate Accounts (TILCX) |
| Vanguard Small Cap Growth Index Admiral Pooled Separate Accounts |
| Causeway International Value Institutional Class Pooled Separate Accounts (CIVIX) |
| DFA Inflation-Protected Securities I Pooled Separate Accounts (DIPSX) |
| ClearBridge International Grade A Pooled Separate Accounts |
| Securian AM S&P 500 Index Pooled Separate Accounts |
| River Road Small Cap Value Pooled Separate Accounts (ARSIX) |
| Minnesota Life General Account Guaranteed Investment Contract |
| Wellington Disciplined US Equity Pooled Separate Accounts |
| Vanguard Mid-Cap Growth Index Admiral Pooled Separate Accounts |
| Vanguard LifeStrategy Growth Fund Pooled Separate Accounts (VSCGX) |
| TIAA-CREF International Equity Index Institutional Class Pooled Separate Accounts |
| T. Rowe Price Small Cap Stock Pooled Separate Accounts (TRSSX) |
| Vanguard LifeStrategy Moderate Growth Fund Pooled Separate Accounts (VSMGX) |
| Vanguard Mid-Cap Value Index Admiral Pooled Separate Accounts |
| JPMorgan Large Cap Growth Fund Pooled Separate Accounts (SEEGX) |
| Impax World Global Environmental Markets Institutional Class Pooled Separate Accounts (IMPAX) |
| Fidelity Large Cap Value Index Fund Pooled Separate Accounts |
| Vanguard Small Cap Value Index Pooled Separate Accounts |
| Notes receivable from participants through 2031 |
Investment model portfolios
We provide two types of investment model portfolios for MEYER -HESTAN 401(K) RETIREMENT PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for MEYER -HESTAN 401(K) RETIREMENT PLAN