Investment options of MEDICAL DATA SYSTEMS, INC. 401(K) PLAN
Total Available Funds: 32
| Investment Description |
|---|
| ALLSPRING SPECIAL MC VAL A |
| AMERFDS 2060 TARG DATE RET-R4 |
| AMERFDS 2050 TARG DATE RET-R4 |
| AMERFDS 2025 TARG DATE RET-R4 |
| VANGUARD INTL GRTH ADM |
| VIRTUS KAR SMALL-CAP GROWTH A |
| AMERICAN FUNDS NEW WRLD – R4 |
| LS GLB ALLOC A |
| AMERICAN CENT SM CAP VAL – A |
| ABRDN US SMALL CAP EQUITY A |
| JANUS HENDERSON FLEX BOND A |
| AMERFDS 2020 TARG DATE RET-R4 |
| FID SMALL CAP INDEX |
| FID 500 IND |
| AMERFDS 2040 TARG DATE RET-R4 |
| FIDELITY ADVISOR BALANCED A |
| AMERFDS 2035 TARG DATE RET-R4 |
| PIMCO INCOME FUND – A |
| FID INTERNATIONAL INDEX |
| AMERFDS 2045 TARG DATE RET-R4 |
| SMEAD VALUE I1 |
| AMERFDS 2065 TARG DATE RET R4 |
| AMERFDS 2030 TARG DATE RET-R4 |
| AMERFDS 2015 TARG DATE RET-R4 |
| FID MID CAP INDEX |
| FIDELITY ADVISOR GROWTH OPPS A |
| TRANSAMERICA INTL EQUITY A |
| EAV ATL CAPITAL SMID CP A |
| INVESCO OPP INTL GROWTH – A |
| VIRTUS INC & GRWTH A |
| AMERFDS 2055 TARG DATE RET-R4 |
| COL TR STABLE HQ INC ADM0 |
Investment model portfolios
We provide two types of investment model portfolios for MEDICAL DATA SYSTEMS, INC. 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for MEDICAL DATA SYSTEMS, INC. 401(K) PLAN