Investment options of MANNED SPACE FLIGHT EDUCATION FOUNDATION 403(B) PLAN
Total Available Funds: 58
| Investment Description |
|---|
| Investments, at contract value |
| Participants |
| Interest and dividend income |
| Interest income on notes receivable from participants |
| MassMutual General Investment Account |
| VALIC Fixed Account Plus |
| VALIC Short Term Fixed Account |
| Allspring Allspring Special Small Cap Value R6 |
| American Century Growth R6 |
| American Funds 2010 Trgt Date Retire R6 |
| American Funds 2015 Trgt Date Retire R6 |
| American Funds 2020 Trgt Date Retire R6 |
| American Funds 2025 Trgt Date Retire R6 |
| American Funds 2030 Trgt Date Retire R6 |
| American Funds 2035 Trgt Date Retire R6 |
| American Funds 2040 Trgt Date Retire R6 |
| American Funds 2045 Trgt Date Retire R6 |
| American Funds 2050 Trgt Date Retire R6 |
| American Funds 2055 Trgt Date Retire R6 |
| American Funds 2060 Trgt Date Retire R6 |
| Fidelity Mid Cap Index |
| Fidelity 500 Index |
| Fidelity US Bond Index |
| Fidelity International Index |
| Fidelity Small Cap Index |
| Hartford International Hartford International Opportunities R6 |
| Macquarie Small Cap Growth R6 |
| MassMutual MassMutual Mid Cap Growth |
| MassMutual MassMutual US Government Mny Mkt Fd |
| Vanguard Equity-Income Adm |
| Victory Victory Sycamore Established Value R6 |
| VALIC Mid Cap |
| VALIC Government Securities Fund |
| VALIC Stock |
| VALIC International Equities |
| VALIC International Socially Responsible Fund |
| VALIC Small Cap |
| VALIC Science and Technology Fund |
| VALIC Dividend Value |
| VALIC Vanguard Windsor II |
| VALIC Systematic Growth Fund |
| VALIC Systematic Value |
| VALIC Inflation Protected Fund |
| VALIC Growth Fund |
| VALIC Large Capital Growth |
| VALIC Mid Cap Strategic Growth |
| VALIC Emerging Economies |
| VALIC International Value Fund |
| VALIC Invesco Bal Risk Common STR R5 |
| VALIC Intl Opportunities |
| VALIC Small Cap Value Fund |
| VALIC Mid Cap Value Fund |
| VALIC US Socially Responsible Fund |
| VALIC VC I Capital Appreciation |
| VALIC VC I Conserv. Growth Lifestyle |
| VALIC Core Bond Fund |
| VALIC High Yield Bond Fund |
| VALIC GS VIT Gov Money Mkt FD Inst |
Investment model portfolios
We provide two types of investment model portfolios for MANNED SPACE FLIGHT EDUCATION FOUNDATION 403(B) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for MANNED SPACE FLIGHT EDUCATION FOUNDATION 403(B) PLAN