Investment options of MAINTECH 401(K) RETIREMENT PLAN AND TRUST
Total Available Funds: 50
| Investment Description |
|---|
| American Beacon Advisors American Beacon Small Cap Value Fund Class Y |
| American Funds 2010 Target Date Retire R2 |
| American Funds 2020 Target Date Retire R2 |
| American Funds 2030 Target Date Retire R2 |
| American Funds 2040 Target Date Retire R2 |
| American Funds 2050 Target Date Retire R2 |
| American Funds American Balanced R4 |
| American Funds EuroPacific Growth Fund – Class R |
| BlackRock Advisors Advantage Large Cap Core Fund – Class R |
| BlackRock Advisors Mid Cap Growth Equity Portfolio – Class R |
| ClearBridge Investments International Growth Fund – Class R |
| DFA US Micro Cap Portfolio – Institutional Class |
| Delaware Funds by Macquarie Delaware Value Fund R |
| Goldman Sachs Small Cap Value Insights Fund – Class R |
| Invesco S&P 500 Index Y |
| Loomis Sayles Investment Grade Bond Fund |
| MassMutual Premier Inflation-Protected and Income Fund – Class R4 |
| Nuveen Mid Cap Value Fund – Class A |
| Pioneer Investments Bond Fund – Class R |
| T. Rowe Price Growth Stock |
| Vanguard High-Yield Corporate Adm |
| Vanguard Inflation-Protected Secs Adm |
| TD Ameritrade Participant directed investments |
| (Form 5500) |
| (6) Net investment gain (loss) from common/collective trusts …………………… 2b |
| HARTFORD CORE EQUITY FUND R5 |
| PIONEERBONDFUND-R |
| MACQUARIE VALUE R |
| BLACKROCK MID CAP GR EQUITY-R |
| BLACKROCK ADV LARGE CAP R |
| GOLDMAN SMALL CAP VALUE R |
| VANGUARD TOT INTL STK IND ADM |
| AMERFDS 2050 TARG DATE RET-R2 |
| AMERFDS 2030 TARG DATE RET-R2 |
| AMERICAN FUNDS AMER BAL – R4 |
| AMERFDS 2010 TARG DATE RET-R2 |
| MASSMUTUAL INFL PROT INC R4 |
| VAN INFL PROTECTED SEC – ADMR |
| LOOMIS SAYLES INV GRADE BND AD |
| DFA US MICRO CAP PORT INST |
| AMERICAN BEACON SM CP VL Y |
| NUVEEN MID CAP VALUE 1 FUNDA |
| HARTFORD INTL OPPS R5 |
| CLEARBRIDGE INTL GROWTH R |
| AMERFDS 2040 TARG DATE RET-R2 |
| AMF AMERICAN MUTUAL R2E |
| INVESCO S&P 500 INDEX A |
| AMERFDS 2020 TARG DATE RET-R2 |
| AM FNDS EUROPACIFIC GROWTH -R3 |
| VANG HI YLD CORP ADM |
Investment model portfolios
We provide two types of investment model portfolios for MAINTECH 401(K) RETIREMENT PLAN AND TRUST participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for MAINTECH 401(K) RETIREMENT PLAN AND TRUST