Investment options of MA LABORATORIES, INC. 401K PLAN AND TRUST
Total Available Funds: 26
| Investment Description |
|---|
| (Form 5500) |
| (6) Net investment gain (loss) from common/collective trusts …………………… 2b |
| T ROWE PRICE BLUE CHIP GR I |
| ISHARES S&P 500 INDEX K |
| MFS INTERNATIONAL GROWTH R6 |
| GOLDMANSACHS GVT INC R6 |
| INVESCO DEVELOPING MKTS R6 |
| AMF GROWTH FUND OF AMERICA R6 |
| BLACKROCK FEDFUND – PREMIER |
| AMERICAN FUNDS CAP INC BLDR R6 |
| PIONEER HIGH YIELD FUND Y |
| BLACKROCK 60 40 TARGET ALLOC I |
| INVESCO INTL BOND R6 |
| FEDERATED MDT MDCP GR R6 |
| DAVIS NEW YORK VENTURE – Y |
| BLACKROCK 40 60 TARGET ALLOC I |
| GOLDMAN SACHS SMALL CAP VAL R6 |
| BLACKROCK MIDCAP GROWTH EQ K |
| BLACKROCK 20 80 TARGET ALLOC I |
| INVESCO GLOBAL R6 |
| JANUS HENDERSON TRITON FUND N |
| INVESCO EQUITY AND INCOME R6 |
| JPMORGAN EQUITY INCOME FUND R6 |
| BR GLOB ALLOC K |
| THORNBURG INTL EQUITY R6 |
| INV DISC MID CAP GROWTH R6 |
Investment model portfolios
We provide two types of investment model portfolios for MA LABORATORIES, INC. 401K PLAN AND TRUST participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for MA LABORATORIES, INC. 401K PLAN AND TRUST