Investment options of LNL AGENTS’ 401(K) SAVINGS PLAN
Total Available Funds: 23
| Investment Description |
|---|
| AMERICAN FUNDS GROWTH FUND OF AMERICA R-6 |
| DELAWARE FOUNDATION SMALL CAP VALUE FUND R-6 |
| ACADIAN ASSET MANAGEMENT ALL COUNTRY WORLD/EX U. S. EQUITY |
| MACQUARIE INVESTMENT MANAGEMENT LARGE CAP VALUE TRUST |
| MACQUARIE INVESTMENT MANAGEMENT SMID CAP GROWTH TRUST |
| MACQUARIE INVESTMENT MANAGEMENT DIVERSIFIED INCOME TRUST CLASS B |
| MFS INTERNATIONAL GROWTH FUND |
| PIMCO DIVERSIFIED REAL ASSET COLLECTIVE TRUST |
| STATE STREET GLOBAL ADVISORS LTD. TARGET RETIREMENT INCOME FUND CLASS M |
| STATE STREET GLOBAL ADVISORS LTD. TARGET RETIREMENT 2020 FUND CLASS M |
| STATE STREET GLOBAL ADVISORS LTD. TARGET RETIREMENT 2025 FUND CLASS M |
| STATE STREET GLOBAL ADVISORS LTD. TARGET RETIREMENT 2030 FUND CLASS M |
| STATE STREET GLOBAL ADVISORS LTD. TARGET RETIREMENT 2035 FUND CLASS M |
| STATE STREET GLOBAL ADVISORS LTD. TARGET RETIREMENT 2040 FUND CLASS M |
| STATE STREET GLOBAL ADVISORS LTD. TARGET RETIREMENT 2045 FUND CLASS M |
| STATE STREET GLOBAL ADVISORS LTD. TARGET RETIREMENT 2050 FUND CLASS M |
| STATE STREET GLOBAL ADVISORS LTD. TARGET RETIREMENT 2055 FUND CLASS M |
| STATE STREET GLOBAL ADVISORS LTD. TARGET RETIREMENT 2060 FUND CLASS M |
| STATE STREET GLOBAL ADVISORS LTD. TARGET RETIREMENT 2065 FUND CLASS M |
| STATE STREET GLOBAL ADVISORS LTD. GLOBAL EQUITY ALL CAP/EX U. S. INDEX FUND |
| STATE STREET GLOBAL ADVISORS LTD. RUSSELL SMALL- MID CAP INDEX FUND |
| STATE STREET GLOBAL ADVISORS LTD. S& P 500 INDEX NON LENDING SERIES FUND CLASS K |
| STATE STREET GLOBAL ADVISORS LTD. U. S. BOND INDEX FUND |
Investment model portfolios
We provide two types of investment model portfolios for LNL AGENTS’ 401(K) SAVINGS PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for LNL AGENTS' 401(K) SAVINGS PLAN