Investment options of LETOURNEAU UNIVERSITY 403(B) ANNUITY PLAN
Total Available Funds: 43
| Investment Option List |
|---|
| CREF Stock 5,478 units |
| CREF Social Choice 2,949 units (TISCX) |
| CREF Core Bond 3,879 units |
| CREF Global Equities 6,210 units |
| CREF Growth 5,300 units |
| CREF Equity Index 2,724 units |
| CREF Inflation-Linked Bond 3,575 units (TIILX) |
| Baird Aggregate Bond Fund Inv. 163,218 shares (BAGIX) |
| MFS Investors Growth Stock R3 13,723 shares (MGTIX) |
| Principal Div Real Asset Inst 1,675 shares (PDSKX) |
| American EuroPac Growth R6 109,541 shares |
| MassMutual Mid Cap Growth I 13,380 shares (MEFYX) |
| Putnam Large Cap Value Fund Y 37,919 shares (PMVYX) |
| American Fd New Perspective R6 30,500 shares (NPFBX) |
| Vanguard Infl Protect Sec Adm 12,289 shares |
| Vanguard Inst Idx Inst 23,896 shares |
| Vanguard Small-Cap Idx Adm 10,287 shares (VISVX) |
| EatonVanceEmergingMrktsLclIncI 100,315 shares |
| PIMCO Intl Bd USDolHed Inst 99,510 shares |
| PIMCO High Yield Institutional 178,385 shares (PHSPX) |
| PIMCO Income Fd Institutional 58,171 shares (PFIIX) |
| TIAA Access Nuv Core Bond 131 shares |
| TIAA Access Nuv Core Pl Bd 170 shares |
| TIAA Access Nuv Core Equity 11 shares |
| TIAA Access Nuv Intl Equity 311 shares |
| TIAA Access Nuv Lrg Cap Val 17 shares |
| TIAA Access Nuv LifCyc 2010 1,209 shares |
| TIAA Access Nuv LifCyc 2015 107 shares |
| TIAA Access Nuv LifCyc 2020 573 shares |
| TIAA Access Nuv LifCyc 2025 3 shares |
| TIAA Access Nuv LifCyc 2030 1,254 shares |
| TIAA Access Nuv LifCyc 2035 87 shares |
| TIAA Access Nuv LifCyc 2040 6,257 shares |
| TIAA Access Nuv LifCyc 2045 295 shares |
| TIAA Access Nuv Mid Cap Val 342 shares (TIMVX) |
| TIAA Access Nuv Money Mkt 551 shares |
| TIAA Access Nuv Sm Cp Bl Ix 66 shares |
| TIAA Access Nuv Qt Sm Cp Eq 160 shares |
| Vanguard Federal Money Mkt Inv 372,213 shares (VMFXX) |
| Vanguard REIT Idx Adm 2,775 shares (VGSIX) |
| Victory Syc Establish Value A 19,084 shares |
| ClearBride Small Cp Growth IS 11,266 shares |
| Delaware Small Cap Val Inst 8,659 shares (ASOIX) |
Investment model portfolios
We provide two types of investment model portfolios for LETOURNEAU UNIVERSITY 403(B) ANNUITY PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for LETOURNEAU UNIVERSITY 403(B) ANNUITY PLAN