Investment options of KPM, LLC 401(K) PROFIT SHARING PLAN
Total Available Funds: 35
| Investment Description |
|---|
| BlackRock Liquidity FedFund Institutional |
| American Century Growth R6 |
| Dimensional Fund Advisors DFA US Targeted Value |
| Fidelity International |
| Vanguard 500 Index Admiral |
| American Funds American Balanced R6 |
| Vanguard Equity – Income Admiral |
| Invesco (CL) Invesco Discovery R6 |
| American Funds US Government Sec R6 |
| Dodge & Cox Dodge & Cox Income |
| MFS Mid Cap Value R6 |
| Macquarie Macquarie Mid Cap Growth R6 |
| Fidelity Mid Cap Index |
| Fidelity Small Cap Index |
| PIMCO Intl Bond (USDHedged) I |
| T.Rowe Price T.Rowe Price Retirement 2030 Trust C |
| T.Rowe Price T.Rowe Price Retirement 2060 Trust C |
| T.Rowe Price T.Rowe Price Retirement 2020 Trust C |
| T.Rowe Price T.Rowe Price Retirement 2040 Trust C |
| T.Rowe Price T.Rowe Price Retirement 2050 Trust C |
| T.Rowe Price T.Rowe Price Retirement 2045 Trust C |
| T.Rowe Price T.Rowe Price Retirement 2015 Trust C |
| T.Rowe Price T.Rowe Price Retirement 2025 Trust C |
| T.Rowe Price T.Rowe Price Retirement 2055 Trust C |
| T.Rowe Price T.Rowe Price Retirement 2035 Trust C |
| T.Rowe Price T.Rowe Price Retirement 2065 Trust C |
| (Form 5500) |
| (6) Net investment gain (loss) from common/collective trusts …………………… 2b |
| American Funds |
| BlackRock |
| Fidelity |
| Vanguard |
| Macquarie |
| American Century |
| T. Rowe Price |
Investment model portfolios
We provide two types of investment model portfolios for KPM, LLC 401(K) PROFIT SHARING PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for KPM, LLC 401(K) PROFIT SHARING PLAN