Investment options of JOSEPH KUSHNER HEBREW ACADEMY 403(B) DC PLAN
Total Available Funds: 53
| Investment Description |
|---|
| TIAA Traditional Non Benefit Responsive 2 " |
| CREF Social Choice R1 Fund " |
| CREF Global Equities R1 Fund " |
| CREF Growth R1 Fund " |
| CREF Equity Index R1 Fund " |
| CREF Inflation-Linked Bond R1 Fund " |
| TIAA Access Core Bond Plus Fund " |
| TIAA Access Equity Index Fund " |
| TIAA Access Core Equity Fund " |
| TIAA Access International Equity Fund " |
| TIAA Access Large Cap Growth Fund " |
| TIAA Access Large Cap Value Fund " |
| TIAA Access Lifecycle 2010 Fund " |
| TIAA Access Lifecycle 2020 Fund " |
| TIAA Access Lifecycle 2025 Fund " |
| TIAA Access Lifecycle 2030 Fund " |
| TIAA Access Lifecycle 2035 Fund " |
| TIAA Access Lifecycle 2040 Fund " |
| TIAA Access Lifecycle 2045 Fund " |
| TIAA Access Lifecycle 2050 Fund " |
| TIAA Access Mid Cap Growth Fund " |
| TIAA Access Mid Cap Value Fund " |
| TIAA Access Small Cap Blend Index Fund " |
| TIAA Access Quant Small Cap Equity Fund " |
| TIAA Access Large Cap Res Equity Fund " |
| CREF Bond R1 Fund " |
| TIAA Access Lifecycle 2055 Fund " |
| CREF Stock R4 Fund " |
| CREF Social Choice R4 Fund " |
| Nuveen Lifecycle Index 2020 Fund R6 " |
| Nuveen Lifecycle Index 2025 Fund R6 " |
| Nuveen Lifecycle Index 2030 Fund R6 " |
| Nuveen Lifecycle Index 2035 Fund R6 " |
| Nuveen Lifecycle Index 2040 Fund R6 " |
| Nuveen Lifecycle Index 2045 Fund R6 " |
| Nuveen Lifecycle Index 2050 Fund R6 " |
| Nuveen Lifecycle Index 2055 Fund R6 " |
| JPMorgan Equity Income Select Fund " |
| Vanguard Small Cap Index Adm Fund " |
| Vanguard Mid Cap Index Adm Fund " |
| Nuveen Lifecycle Index 2060 Fund R6 " |
| Vanguard 500 Index Adm Fund " |
| Harbor Capital Appreciation Inst Fund " |
| BlackRock International Index Inst Fund " |
| John Hancock Discpl Value Mid Cap I Fund " |
| BlackRock Strategic Income Opportunities Portfolio Inst Fund " |
| Vanguard Intermediate-Term Investment-Grade Adm Fund " |
| Lord Abbett Short Duration Income I Fund " |
| Goldman Sachs Small Cap Equity Ins Inst " |
| MFS Inst Diversification CI R6 Fund " |
| Nuveen Lifecycle Index 2065 Fund R6 " |
| American Funds New World Fund " |
| TIAA Traditional Benefit Responsive Guaranteed investment contract |
Investment model portfolios
We provide two types of investment model portfolios for JOSEPH KUSHNER HEBREW ACADEMY 403(B) DC PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for JOSEPH KUSHNER HEBREW ACADEMY 403(B) DC PLAN