Investment options of JAWONIO, INC. 403(B)THRIFT PLAN
Total Available Funds: 41
| Investment Description |
|---|
| Voya Fixed Account Voya Fixed Account |
| Met Life Met Life Guaranteed Interest Account |
| Mutual of America Mutual of America Interest Accumulation Account |
| DWS DWS Capital Growth VIP |
| Fidelity VIP Asset Manager Portfolio |
| American Funds Nw Prspctv R6 |
| Columbia Strategic Income I-3 |
| Fidelity Emg Mkts Idx Instl Pr |
| Invesco Gold & Spec Minrls R6 |
| JPMorgan Glb Bond Opp R6 |
| Vanguard Energy Admiral |
| Vanguard Growth Index Admiral |
| Vanguard Health Care Index Adm |
| Vanguard Inflatn-prot Sec Adm |
| Vanguard Interm-tm Bd Idx Adm |
| Vanguard Mid-cap Index Admiral |
| Vanguard Small-cap Index Adm |
| Vanguard Target Retirem't 2020 |
| Vanguard Target Retirem't 2025 |
| Vanguard Target Retirem't 2030 |
| Vanguard Target Retirem't 2035 |
| Vanguard Target Retirem't 2040 |
| Vanguard Target Retirem't 2045 |
| Vanguard Target Retirem't 2050 |
| Vanguard Target Retirem't 2055 |
| Vanguard Target Retirem't 2060 |
| Vanguard Tgt Retirem't Income |
| Vanguard Ttl Bd Mkt Indx Adm |
| Vanguard Ttl Int'l Stk Ind Adm |
| Vanguard Ttl Stk Mkt Index Adm |
| Invesco Active Allocation Fund |
| Invesco Core Plus Bond A |
| Invesco Capital Appreciation Fund Class A |
| Invesco Fundamental Alternatives Fund |
| Invesco Global Fund A |
| Invesco International Equity Fund Class A |
| Invesco Main Street Fund A |
| Invesco Multi-Asset Income Fund A |
| Invesco Oppenheimer International Growth Fund A |
| Invesco U.S. Government Money Portfolio Class Y |
| various maturity dates through October 2029 |
Investment model portfolios
We provide two types of investment model portfolios for JAWONIO, INC. 403(B)THRIFT PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for JAWONIO, INC. 403(B)THRIFT PLAN