Investment options of J and B GROUP INC. 401K PLAN AND TRUST
Total Available Funds: 31
| Investment Description |
|---|
| Great Gray Large Cap Growth III R1 N/R |
| Putnam Large Cap Value Fund R1 N/R |
| Fidelity Freedom 2010 N/R |
| Fidelity Freedom 2015 N/R |
| Fidelity Freedom 2020 N/R |
| Fidelity Freedom 2025 N/R |
| Fidelity Freedom 2030 N/R |
| Fidelity Freedom 2035 N/R |
| Fidelity Freedom 2040 N/R |
| Fidelity Freedom 2045 N/R |
| Fidelity Freedom 2050 N/R |
| Fidelity Freedom 2055 N/R |
| Fidelity Freedom 2060 N/R |
| Fidelity Freedom 2065 N/R |
| Fidelity 500 Index N/R |
| Fidelity Small Cap Index N/R |
| Fidelity Mid Cap Index N/R |
| Fidelity GNMA N/R |
| Fidelity Small Cap GR K6 N/R |
| American Beacon Small Cap Value Investor Fund N/R |
| American Century Inflation Adjusted Bond Fund R6 N/R |
| American Funds Balanced Fund R6 N/R |
| American Funds New Perspective R6 N/R |
| American Funds New World R6 N/R |
| BlackRock High Yield Portfolio N/R |
| JP Morgan Mid Cap Growth R5 N/R |
| John Hancock International Growth R6 N/R |
| MFS Mid Cap Value R3 N/R |
| PGIM Short-term Corporate Bond N/R |
| PIMCO Intl Bond Fund N/R |
| Principal Diversified Real Asset Fund N/R |
Investment model portfolios
We provide two types of investment model portfolios for J and B GROUP INC. 401K PLAN AND TRUST participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for J and B GROUP INC. 401K PLAN AND TRUST