Investment options of HOLZER HEALTH SYSTEM 403B PLAN
Total Available Funds: 42
| Investment Description |
|---|
| Vanguard Target Retirement 2040 Inv N/A |
| Vanguard Target Retirement 2035 Inv N/A |
| Vanguard Target Retirement 2030 Inv N/A |
| Fidelity 500 Index Institutional Prem N/A |
| Vanguard Target Retirement 2050 Inv N/A |
| Vanguard Target Retirement 2045 Inv N/A |
| MainStay Winslow Large Cap Growth Fund I N/A |
| JPMorgan Equity Income Fund R6 N/A |
| Vanguard Target Retirement 2055 Inv N/A |
| Vanguard Target Retirement 2025 Inv N/A |
| JPMorgan US Equity R6 N/A |
| Allspring Core Plus Bond Fund Institutional N/A |
| T. Rowe Price Mid-Cap Growth N/A |
| American Funds New Perspective R6 N/A |
| Vanguard Target Retirement Income Inv N/A |
| Fidelity Large Cap Growth Idx Instl Prm N/A |
| American Century Mid Cap Value-R6 N/A |
| Vanguard Target Retirement 2060 Inv N/A |
| Vanguard Target Retirement 2020 Inv N/A |
| Fidelity International Index InstlPrm N/A |
| Fidelity Small Cap Index Instl Prem N/A |
| Janus Henderson Triton N N/A |
| Fidelity Mid Cap Index Instl Prem N/A |
| MFS New Discovery Value-R3 N/A |
| Fidelity Large Cap Value Index Prm Inst N/A |
| Janus Henderson Enterprise I N/A |
| Empower General Account N/A |
| Vanguard Target Retirement 2065 Inv N/A |
| MFS International Diversification Fund R3 N/A |
| Hartford Stock HLS IA N/A |
| One America General Account N/A |
| Hartford Capital Appreciation HLS IA N/A |
| American Funds American Balanced N/A |
| Fidelity VIP Growth Initial N/A |
| Fidelity US Bond Index Instl Prm N/A |
| Blackrock S&P 500 Index V.I. I N/A |
| Fidelity VIP Contrafraud Initial N/A |
| Hartford Dividend And Growth HLS IA N/A |
| Vanguard Target Retirement 2070 Inv N/A |
| Hartford Balanced HLS IA N/A |
| Hartford Ultrashort Bond HLS IA N/A |
| with maturity dates through 2033 |
Investment model portfolios
We provide two types of investment model portfolios for HOLZER HEALTH SYSTEM 403B PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for HOLZER HEALTH SYSTEM 403B PLAN