Investment options of HMS MFG. CO. 401(K) SAVINGS PLAN
Total Available Funds: 58
| Investment Option List |
|---|
| Invesco STABLE ASSET – ADPZ N/R |
| Fidelity FREEDOM 2050 FUND K6 N/R (FFFHX) |
| Fidelity FREEDOM 2045 FUND K6 N/R (FFFGX) |
| Fidelity FREEDOM 2040 FUND K6 N/R (FFFFX) |
| Fidelity INTERNATIONAL DISC K N/R |
| Fidelity FREEDOM 2025 FUND K6 N/R (FFTWX) |
| Principal SMALLCAP I N/R |
| Fidelity CONTRAFUND K6 N/R (FCNTX) |
| Fidelity FREEDOM 2065 FUND K6 N/R (FAXDX) |
| NW Geneva NW GENEVA MIDCAPGRR6 N/R |
| Fidelity ADVISOR STRAT INC Z N/R |
| Fidelity FREEDOM 2060 FUND K6 N/R (FDKNX) |
| Janus Henderson GLBL RSRCH N N/R |
| Fidelity MID CAP STOCK FUND K N/R (FMCSX) |
| Fidelity PURITAN K6 N/R (FPURX) |
| Fidelity FREEDOM INCOME K6 N/R (FFFAX) |
| Fidelity BLUE CHIP GROWTH K6 N/R (FBGRX) |
| Fidelity FREEDOM 2030 FUND K6 N/R (FFFEX) |
| Fidelity INVESTMENT GRADE BON N/R (FBNDX) |
| Fidelity FREEDOM 2035 FUNDK6 N/R (FFTHX) |
| Fidelity FID 500 IND N/R (FUSEX) |
| Fidelity FREEDOM 2055 FUND K6 N/R (FDEWX) |
| Fidelity LOW PRICED STOCK K6 N/R (FLPSX) |
| NEU NEU LARGE CAP VALUE – R6 N/R |
| Vanguard Mid Cap Index Admiral N/R (VIMSX) |
| PIMCO Rae Emerging Market Inst N/R (PEAFX) |
| Vanguard Intermediate Term BO N/R (VBIIX) |
| BlackRock High Yield K N/R (BHYIX) |
| (Form 5500) |
| (6) Net investment gain (loss) from common/collective trusts …………………… 2b |
| FIDELITY FREEDOM 2050 FUND K6 (FFFHX) |
| FIDELITY FREEDOM 2045 FUND K6 (FFFGX) |
| FIDELITY FREEDOM 2040 FUND K6 (FFFFX) |
| FIDELITY INTERNATIONAL DISC K6 (FDIVX) |
| FIDELITY FREEDOM 2025 FUND K6 (FFTWX) |
| PRINCIPAL SMALLCAP I (SCPGX) |
| VANGUARD MID CAP INDEX – ADM (VIMSX) |
| PIM RAE EMG MKT INST |
| FIDELITY CONTRAFUND K6 (FLCNX) |
| FIDELITY FREEDOM 2065 FUND K6 (FAXDX) |
| NW GENEVA MIDCAPGRR6 |
| FIDELITY ADVISOR STRAT INC Z |
| FIDELITY FREEDOM 2060 FUND K6 (FDKNX) |
| JANUS HENDERSON GLBL RSRCH N |
| VANGUARD INTERMEDIATE TERM BON (VBIIX) |
| FIDELITY MID CAP STOCK FUND K (FMCSX) |
| FIDELITY PURITAN K6 (FPURX) |
| FIDELITY FREEDOM INCOME K6 (FFFAX) |
| FIDELITY BLUE CHIP GROWTH K6 (FBGRX) |
| FIDELITY FREEDOM 2030 FUND K6 (FFFEX) |
| FIDELITY INVESTMENT GRADE BOND (FBNDX) |
| FIDELITY FREEDOM 2035 FUNDK6 (FFTHX) |
| BLACKROCK HIGH YIELD K (BHYIX) |
| FID 500 IND |
| FIDELITY FREEDOM 2055 FUND K6 (FDEWX) |
| FIDELITY LOW PRICED STOCK K6 (FLPSX) |
| NEU LARGE CAP VALUE – R6 (FSTKX) |
| INVESCO STABLE ASSET – ADPZ |
Investment model portfolios
We provide two types of investment model portfolios for HMS MFG. CO. 401(K) SAVINGS PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for HMS MFG. CO. 401(K) SAVINGS PLAN