Investment options of HICKMANS EGG RANCH INC. 401K PLAN
Total Available Funds: 32
| Investment Description |
|---|
| AB Large Cap Grw Fnd Z Registered Investment Company |
| American Funds New World R6 Registered Investment Company |
| BlkRck Strat Global Bond K Registered Investment Company |
| Cohen&Steers Real Est S Fd Z Registered Investment Company |
| DFA Intl Value Portfolio Ins Other |
| Fidelity 500 Index Fund Registered Investment Company |
| Fidelity Adv Ttl Bnd Fd Z Registered Investment Company |
| Fidelity Sm Cp Ind Fd Registered Investment Company |
| John Hanck Intl Growth Fd R6 Registered Investment Company |
| Lord Abbett Shrt Dur Inc Fd R6 Registered Investment Company |
| Northern Funds Md Cap Index Fd Registered Investment Company |
| PGIM High Yield Fund R6 Registered Investment Company |
| Vangrd Dev Mkts Index Fd Adm Registered Investment Company |
| Voya Gv Mny Mkt F A (Hld Acct) Registered Investment Company |
| AB Large Cap Growth Fund – Class Z |
| American Funds New World Fund – Class R-6 |
| BlackRock Strategic Global Bond Fund – Class K |
| Fidelity |
| Fidelity Small Cap |
| John Hancock International Growth Fund – Class R6 |
| Lord Abbett Short Duration Income Fund – Class R6 |
| Northern Funds Mid Cap |
| PGIM High Yield Fund – Class R6 |
| Vanguard Developed Markets Index Fund – Admiral Shar |
| DFA International Value Portfolio Institutional |
| Wilmington Trust Small Cap Growth Fund II – Fee Class Ii |
| Wilmington Trust Small Cap Value Fund II – Fee Class Ii |
| Wilmington Trust Mid Cap Value Fund – Fee Class Ii |
| Wilmington Trust Mid Cap Growth Fund – Fee Class Ii |
| Wilmington Trust Large Cap Value Fund – Fee Class Ii |
| Voya Fixed Account |
| from Participants account balance – |
Investment model portfolios
We provide two types of investment model portfolios for HICKMANS EGG RANCH INC. 401K PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for HICKMANS EGG RANCH INC. 401K PLAN