Investment options of HEIGHTS CHRISTIAN SCHOOL 403(B) PLAN
Total Available Funds: 52
| Investment Option List |
|---|
| similar party collateral, par or maturity value |
| Forfeitures |
| American Funds 2015 Target Date Fund R2 – (REJTX) |
| American Funds 2020 Target Date Fund R2 – (RECTX) |
| American Funds 2025 Target Date Fund R2 – (REDTX) |
| American Funds 2030 Target Date Fund R2 – (REETX) |
| American Funds 2035 Target Date Fund R2 – (REFTX) |
| American Funds 2040 Target Date Fund R2 – (REGTX) |
| American Funds 2045 Target Date Fund R2 – (REHTX) |
| American Funds 2050 Target Date Fund R2 – (REITX) |
| American Funds 2055 Target Date Fund R2 – (FAJTX) |
| American Funds 2060 Target Date Fund R2 – (CCKTX) |
| American Funds 2065 Target Date Fund R2 – (FBMTX) |
| American Funds American Balanced R2 – (GBLAX) |
| American Funds American Hi Inc TR R2 – |
| American Funds Bond Fund of America R2 – |
| American Funds Capital World Growth and Income R2 – |
| American Funds Capital Income Bldr R2 – (FFIFX) |
| American Funds Europacific Growth R2 – (FEPUX) |
| American Funds Fundamental Investment R2 – (FAOOX) |
| American Funds Growth Fund of America R2 – (FAFGX) |
| American Funds Income Fund of America R2 – (FFIFX) |
| American Funds New Perspective R2 – (FFPNX) |
| American Funds Small Cap World R2 – (HVSBX) |
| American Funds Washington Mutual R2 – (FWMMX) |
| Franklin Small Cap Value Fund C – (FVADX) |
| 1RERBX 130,514.88 |
| 1RGABX 1,004,995.44 |
| 1RNPBX 187,304.95 |
| 1RSLBX 48,329.86 |
| 1RWIBX 127,021.95 |
| 1RFNBX 393,775.46 |
| 1RWMBX 238,150.32 |
| 1FRVFX 30,625.76 |
| 1RIRBX 312,064.49 |
| 1RIDBX 278,905.08 |
| 1RLBBX 349,031.69 |
| 1RBFBX 393,148.37 |
| 1RITBX 19,102.24 |
| 1RABXX 183,237.60 |
| 1RBJTX 13,913.30 |
| 1RBCTX 23,733.26 |
| 1RBDTX 87,303.49 |
| 1RBETX 590,556.77 |
| 1RBFTX 132,840.45 |
| 1RBKTX 954,839.20 |
| 1RBHTX 427,738.47 |
| 1RBITX 124,348.40 |
| 1RBMTX 80,404.97 |
| 1RBNTX 48,952.84 |
| 1RBOTX 9,560.93 |
| FORFEITURES 8,842.69 |
Investment model portfolios
We provide two types of investment model portfolios for HEIGHTS CHRISTIAN SCHOOL 403(B) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for HEIGHTS CHRISTIAN SCHOOL 403(B) PLAN