Investment options of HANTZ GROUP RETIREMENT SAVINGS PLAN
Total Available Funds: 31
| Investment Option List |
|---|
| ZACKS ZACKS DIVIDEND FUND INSTITUTIONAL CLASS (ZDIIX) |
| SCHWAB SCHWAB S&P 500 INDEX FUND (ISLCX) |
| DIAMOND HILL DIAMOND HILL ALL CAP SELECT FUND CLASS I (DHLTX) |
| VANGUARD VANGUARD SMALL‐CAP GROWTH INDEX FUND ADMIRAL SHARES (VISGX) |
| SCHWAB SCHWAB U. S. LARGE‐CAP GROWTH INDEX FUND (SWLGX) |
| SCHWAB SCHWAB SMALL CAP INDEX FUND (SWSMX) |
| LOOMIS LOOMIS SAYLES INTERMEDIATE DURATION BOND N (LSDIX) |
| VANGUARD VANGUARD EMERGING MARKETS STOCK INDEX FUND (VEIEX) |
| ALLSPRING FUNDS TRUST ALLSPRING INDEX ASSET ALLOCATION FUND INSTITUTIONAL CLASS (HVABX) |
| SCHWAB SCHWAB U. S. MID‐CAP INDEX FUND (SWMCX) |
| CLEARBRIDGE CLEARBRIDGE DIVIDEND STRATEGY FUND CLASS IS (SOPYX) |
| SCHWAB SCHWAB U. S. LARGE‐CAP VALUE INDEX FUND (SWLVX) |
| VANGUARD VANGUARD MUNICIPAL BOND FUNDS ‐ VANGUARD HIGH‐YIELD TAX‐EXEMPT FUND (VWAHX) |
| VANGUARD VANGUARD INTERMEDIATE‐TERM TREASURY FUND ADMIRAL SHARES (VFITX) |
| THORNBURG THORNBURG LIMITED‐TERM US GOVT I (LTUIX) |
| VANGUARD VANGUARD LONG‐TERM TREASURY INDEX FUND (VUSTX) |
| BRANDYWINE GLOBAL BRANDYWINE GLOBAL OPPORTUNITIES BOND FUND CLASS IS (GOBSX) |
| METROPOLITAN WEST METROPOLITAN WEST FLOATING RATE INCOME FUND CLASS I SHARES (MWFLX) |
| SCHWAB SCHWAB INTERNATIONAL INDEX FUND (SWINX) |
| VANGUARD VANGUARD SMALL CAP VALUE INDEX FUND ADMIRAL SHARES (VISVX) |
| SCHWAB SCHWAB U. S. AGGREGATE BOND INDEX FUND (SWAGX) |
| SCHWAB SCHWAB FUNDAMENTAL INTERNATIONAL LARGE COMPANY INDEX (SFNNX) |
| WILMINGTON TRUST, N. A FRANKLIN TOTAL ADVANTAGE 2020‐2060 CIT |
| POLEN CAPITAL POLEN FOCUS GROWTH CIT |
| CONGRESS ASSET MANAGEMENT CONGRESS MID CAP GROWTH CIT FOUNDER' S CLASS (CMIDX) |
| WILMINGTON TRUST, N. A CLEARBRIDGE LARGE CAP GROWTH CIT (SBLYX) |
| POLEN CAPITAL POLEN INTERNATIONAL GROWTH CIT (PBIIX) |
| WILMINGTON TRUST, N. A SMALL CAP VALUE FUND (VISVX) |
| WILMINGTON TRUST, N. A FRANKLIN TOTAL ADVANTAGE RETIREMENT |
| WILMINGTON TRUST, N. A INTERNATIONAL FUNDAMENTAL VALUE FUND (VTRIX) |
| ARISTOTLE CAPITAL MANAGEMENT ARISTOTLE INTERNATIONAL EQUITY (ARSFX) |
Investment model portfolios
We provide two types of investment model portfolios for HANTZ GROUP RETIREMENT SAVINGS PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for HANTZ GROUP RETIREMENT SAVINGS PLAN