Investment options of GOLUB CAPITAL LLC 401(K) PLAN
Total Available Funds: 31
| Investment Option List |
|---|
| FIDELITY GOVERNMENT MONEY MARKET FUND (SPAXX) |
| FIDELITY ALLSPRING SPECIAL SMALL CAP VALUE FUND – CLASS R6 (FCPVX) |
| AMERICAN CENTURY MID CAP VALUE FUND R6 CLASS (IACIX) |
| BLACKROCK LIFEPATH INDEX 2025 FUND CLASS K SHARES (LPBIX) |
| BLACKROCK LIFEPATH INDEX 2030 FUND CLASS K SHARES (STLDX) |
| BLACKROCK LIFEPATH INDEX 2035 FUND CLASS K SHARES (LPJCX) |
| BLACKROCK LIFEPATH INDEX 2040 FUND CLASS K SHARES (STLEX) |
| BLACKROCK LIFEPATH INDEX 2045 FUND CLASS K SHARES (LPHRX) |
| BLACKROCK LIFEPATH INDEX 2050 FUND CLASS K SHARES (LPRFX) |
| BLACKROCK LIFEPATH INDEX 2055 FUND CLASS K SHARES (LEVAX) |
| BLACKROCK LIFEPATH INDEX RETIREMENT FUND CLASS K SHARES (STLAX) |
| BLACKROCK LIFEPATH INDEX 2060 FUND CLASS K SHARES (BAPAX) |
| BLACKROCK LIFEPATH INDEX 2065 FUND CLASS K SHARES (LIWKX) |
| COHEN & STEERS REAL ESTATE SECURITIES FUND, INC. CLASS Z (CSDIX) |
| FIDELITY 500 INDEX FUND (FXAIX) |
| FIDELITY GROWTH DISCOVERY FUND CLASS K SHARES (FDSVX) |
| FIDELITY INFLATION-PROTECTED BOND INDEX FUND (FINPX) |
| FIDELITY MID CAP INDEX FUND (FIIMX) |
| FIDELITY TOTAL BOND FUND (FTBFX) |
| FIDELITY TOTAL MARKET INDEX FUND (FSKAX) |
| FIDELITY U.S. BOND INDEX FUND (FSHBX) |
| FIDELITY TOTAL INTERNATIONAL INDEX FUND (FTEIX) |
| JPMORGAN EMERGING MARKETS EQUITY FUND CLASS R6 (JEMWX) |
| MAINSTAY MACKAY HIGH YIELD CORPORATE BOND FUND CLASS R6 (MHHSX) |
| MFS INTERNATIONAL GROWTH FUND CLASS R6 (MQGIX) |
| MFS MID CAP GROWTH CIT FEE CLASS CT (OTCIX) |
| NEW YORK LIFE ANCHOR ACCOUNT |
| T. ROWE PRICE OVERSEAS STOCK FUND I CLASS (TROSX) |
| T. ROWE PRICE QM U.S. SMALL-CAP GROWTH EQUITY FUND I CLASS (PRDSX) |
| T. ROWE PRICE VALUE FUND I CLASS (TRVLX) |
| VANGUARD SMALL-CAP INDEX FUND ADMIRAL SHARES (VSMAX) |
Investment model portfolios
We provide two types of investment model portfolios for GOLUB CAPITAL LLC 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for GOLUB CAPITAL LLC 401(K) PLAN