Investment options of GIGLIO DISTRIBUTING CO. 401K PLAN
Total Available Funds: 28
| Investment Description |
|---|
| Fund Class A |
| Fidelity Management Trust Company Fidelity Advisor Balanced Fund Class A |
| Appreciation Fund Class A |
| Fidelity Management Trust Company Fidelity Advisor Capital & Income Class A |
| Fidelity Management Trust Company Fidelity Advisor Freedom 2010 Class A |
| Fidelity Management Trust Company Fidelity Advisor Freedom 2020 Class A |
| Fidelity Management Trust Company Fidelity Advisor Freedom 2030 Class A |
| Fidelity Management Trust Company Fidelity Advisor Freedom 2040 Class A |
| Strategy Fund Class A |
| Fidelity Management Trust Company iShares Russell Mid-Cap Index Fund Class A |
| Fidelity Management Trust Company American Funds American Mutual R4 |
| Fidelity Management Trust Company AS Special Mid Cap Value Fund A |
| Fidelity Management Trust Company Royce Small-Cap Service Class |
| Fidelity Management Trust Company Baird Aggregate Bond Fund |
| Fidelity Management Trust Company Putnam Sm-Cap Grth Class A |
| Fidelity Management Trust Company Hartford Core Equity Fund R4 |
| Fidelity Management Trust Company iShares S & P 500 Index Class A |
| Fidelity Management Trust Company AllSpring Spl Sm-Cap Value A |
| Fidelity Management Trust Company Clearbridge Select A |
| Fidelity Management Trust Company Fidelity Advisor Freedom Inc A |
| Fidelity Management Trust Company Fidelity Advisor Freedom 2065 Class A |
| Fidelity Management Trust Company Fidelity Advisor Freedom 2015 Class A |
| Fidelity Management Trust Company Fidelity Advisor Freedom 2025 Class A |
| Fidelity Management Trust Company Fidelity Advisor Freedom 2035 Class A |
| Fidelity Management Trust Company Fidelity Advisor Freedom 2045 Class A |
| Fidelity Management Trust Company Fidelity Advisor Freedom 2050 Class A |
| Fidelity Management Trust Company Fidelity Advisor Freedom 2055 Class A |
| Fidelity Management Trust Company Fidelity Advisor Freedom 2060 Class A |
Investment model portfolios
We provide two types of investment model portfolios for GIGLIO DISTRIBUTING CO. 401K PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for GIGLIO DISTRIBUTING CO. 401K PLAN