Investment options of FORT WAYNE MEDICAL EDUCATION PROGRAM 403(B) PLAN
Total Available Funds: 26
| Investment Description |
|---|
| American Funds 2020 Target Date Retirement Fund – R4 1,127.702 shares |
| American Funds 2025 Target Date Retirement Fund – R4 9,604.543 shares |
| American Funds 2030 Target Date Retirement Fund – R4 14,852.769 shares |
| American Funds 2035 Target Date Retirement Fund – R4 4,767.948 shares |
| American Funds 2040 Target Date Retirement Fund – R4 25,043.397 shares |
| American Funds 2045 Target Date Retirement Fund – R4 23,515.596 shares |
| American Funds 2050 Target Date Retirement Fund – R4 29,015.066 shares |
| American Funds 2055 Target Date Retirement Fund – R4 32,577.173 shares |
| American Funds 2060 Target Date Retirement Fund – R4 18,470.679 shares |
| American Funds 2065 Target Date Retirement Fund – R4 403.481 shares |
| Columbia Balanced Fund 840.322 shares |
| Columbia Global Technology Growth INSTL3 5,109.628 shares |
| Columbia Small Cap Index Fund 11,935.815 shares |
| Eaton Vance Atlanta SMID Cap Index Fund 2,131.242 shares |
| Fidelity Advisor International Capital Appreciation Fund 5,819.513 shares |
| Fidelity Advisor Strategic Income Fund 16,757.788 shares |
| Fidelity 500 Index Fund 5,287.899 shares |
| Fidelity Emerging Markets 1,126.290 shares |
| Fidelity Mid Cap Index Fund 2,707.228 shares |
| Harbor Small Cap Growth 21,895.336 shares |
| Loomis Sayles Investment Grade Bond – A 23,431.647 shares |
| MFS Aggressive Growth Allocation Fund – R3 3,889.699 shares |
| MFS Core Equity Fund – R3 8,814.422 shares |
| MFS Growth Fund – R3 4,125.908 shares |
| Victory RS Global A 840.322 shares |
| Stable Asset Fund II Varying interest rate |
Investment model portfolios
We provide two types of investment model portfolios for FORT WAYNE MEDICAL EDUCATION PROGRAM 403(B) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for FORT WAYNE MEDICAL EDUCATION PROGRAM 403(B) PLAN