Investment options of FLYNN RESTAURANT GROUP 401(K) RETIREMENT PLAN
Total Available Funds: 22
| Investment Option List |
|---|
| PRINCIPAL/BLACKROCK S&P 500 INDEX CIT N FUND |
| WILMINGTON TRUST FLEXPATH INDEX+ AGGRESSIVE 2025 R1 |
| WILMINGTON TRUST FLEXPATH INDEX+ CONSERVATIVE 2025 R1 |
| WILMINGTON TRUST FLEXPATH INDEX+ MODERATE 2025 R1 |
| AMERICAN CENTURY SMALL CAP VALUE R6 FUND (IACIX) |
| AMERICAN FUNDS INCOME FUND OF AMERICA R6 FUND (FFIFX) |
| AMERICAN FUNDS NEW PERSPECTIVE R6 FUND (FFPNX) |
| AMERICAN FUNDS US GOVERNMENT SECURITIES R6 FUND (FSUGX) |
| AMERICAN FUNDS WASHINGTON MUTUAL INVESTORS R6 FUND (FWMMX) |
| BLACKROCK MID-CAP GROWTH EQUITY K FUND (CMGIX) |
| FIDELITY US BOND INDEX FUND (FSHBX) |
| FIDELITY MID CAP ENHANCED INDEX FUND (FMEIX) |
| GOLDMAN SACHS GQG PARTNERS INTL OPPORTUNITIES R6 FUND (GSIHX) |
| JPMORGAN LARGE CAP GROWTH R6 FUND (SEEGX) |
| LORD ABBETT HIGH YIELD R6 FUND (LAHYX) |
| LORD ABBETT TOTAL RETURN R6 FUND (LTRYX) |
| MFS NEW DISCOVERY R6 FUND (MWNIX) |
| TIAA-CPF SMALL CAP BLEND INDEX INSTITUTIONAL FUND (TISBX) |
| TIAA-CREF INTERNATIONAL EQUITY INDEX INSTITUTIONAL FUND (TCIEX) |
| VANGUARD EMERGING MARKETS STOCK INDEX ADMIRAL FUND (VEIEX) |
| VANGUARD MID-CAP INDEX ADMIRAL FUND (VIMSX) |
| PRUDENTIAL GUARANTEED INCOME FUND 60 (PCCFX) |
Investment model portfolios
We provide two types of investment model portfolios for FLYNN RESTAURANT GROUP 401(K) RETIREMENT PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for FLYNN RESTAURANT GROUP 401(K) RETIREMENT PLAN