Investment options of FIELD HOME 403(B) RETIREMENT PLAN
Total Available Funds: 35
| Investment Description |
|---|
| Transamerica Financial Life Ins. Co. Large Growth Fund |
| Transamerica Financial Life Ins. Co. Large Value Fund |
| Transamerica Financial Life Ins. Co. Large Core Fund |
| Transamerica Financial Life Ins. Co. Balanced Fund |
| Transamerica Financial Life Ins. Co. Calvert Fund |
| Transamerica Financial Life Ins. Co. International Equity Fund |
| Transamerica Financial Life Ins. Co. Core Bond Fund |
| Transamerica Financial Life Ins. Co. Inflation Opportunities Fund |
| Transamerica Financial Life Ins. Co. Short-Term Bond Fund |
| Transamerica Financial Life Ins. Co. High Yield Bond Fund |
| Transamerica Financial Life Ins. Co. Small Cap Growth Fund |
| Transamerica Financial Life Ins. Co. Small Cap Value Fund |
| Vanguard Target Retirement 2025 |
| Vanguard Target Retirement 2030 |
| Vanguard Target Retirement 2040 |
| Vanguard 500 Index |
| Diamond Hill Diamond Hill Large Cap |
| T. Rowe Price Large Cap Growth |
| Vanguard Target Retirement 2035 |
| Vanguard Target Retirement 2020 |
| Vanguard Mid-Cap Value Index |
| Vanguard Small-Cap Index |
| Vanguard Target Retirement 2045 |
| Vanguard Target Retirement 2050 |
| Vanguard Mid-Cap Index |
| Vanguard Inflation-Protected Securities |
| Vanguard Target Retirement Income |
| AB AB Global Bond |
| Vanguard Mid-Cap Growth Index |
| Vanguard Target Retirement 2055 |
| MFS International Growth |
| Vanguard Emerging Markets Stock Index |
| Transamerica Financial Life Ins. Co. Fixed Fund |
| Transamerica Financial Life Ins. Co. Stable Fund |
| with maturity through 2027 |
Investment model portfolios
We provide two types of investment model portfolios for FIELD HOME 403(B) RETIREMENT PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for FIELD HOME 403(B) RETIREMENT PLAN