Investment options of FAIRFIELD 401K PLAN
Total Available Funds: 31
| Investment Description |
|---|
| 1R1PRTA 166,091.42 |
| 1R1P35A 688,655.18 |
| 1R1P45A 1,083,209.15 |
| 1R1P55A 569,014.37 |
| 1R1PRTC 507,382.14 |
| 1R1P35C 102,177.50 |
| 1R1P45C 144,399.69 |
| 1R1P55C 2,946.32 |
| 1R1PRTM 9,567,202.56 |
| 1R1P35M 20,750,897.29 |
| 1R1P45M 19,441,990.95 |
| 1R1P55M 11,378,657.82 |
| 1FSPSX 1,430,244.28 |
| 1IGIIR1 4,550,994.10 |
| 1FSRNX 506,754.27 |
| 1FARCX 1,624,132.07 |
| 1FSSNX 794,499.04 |
| 1GTSVX 3,320,320.41 |
| 1SMVCI1 2,435,044.23 |
| 1FSMDX 3,469,806.19 |
| 1MCVFI1 3,261,323.48 |
| 1WTMCG1 1,879,733.73 |
| 1SMGIX 6,354,246.16 |
| 1FXAIX 8,854,566.09 |
| 1PTLVI1 4,562,104.79 |
| 1P0085A 9,302,322.66 |
| 1P0093A 1,452,346.65 |
| 1FXNAX 2,322,647.03 |
| 1P0107A 3,354,545.87 |
| 1P1107A 11,918,852.25 |
| FORFEITURES 90,711.05 |
Investment model portfolios
We provide two types of investment model portfolios for FAIRFIELD 401K PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for FAIRFIELD 401K PLAN