Investment options of ERGOTRON 401(K) SAVINGS PLAN
Total Available Funds: 58
| Investment Description |
|---|
| American Funds Balanced Fund Class R-6 # |
| American Funds EuroPacific Growth R6 # |
| Columbia Dividend Opportunity Fund # |
| Delaware Funds Delaware Ivy Mid Cap Growth R6 # |
| Dodge & Cox Income Fund I # |
| Invesco Developing Markets R6 # |
| Janus Henderson Triton N # |
| JPMorgan Large Cap Growth R6 # |
| JPMorgan US Small Company R6 # |
| MFS Massachusetts Investors Growth Stock Fund – R6 # |
| PIMCO Real Return Fund Institutional Class # |
| Thornburg Thornburg Strategic Income I # |
| Vanguard Target Retirement 2020 Fund # |
| Vanguard Target Retirement 2025 Fund # |
| Vanguard Target Retirement 2030 Fund # |
| Vanguard Target Retirement 2035 Fund # |
| Vanguard Target Retirement 2040 Fund # |
| Vanguard Target Retirement 2045 Fund # |
| Vanguard Target Retirement 2050 Fund # |
| Vanguard Target Retirement 2055 Fund # |
| Vanguard Target Retirement 2060 Fund # |
| Vanguard Target Retirement 2065 Fund # |
| Vanguard Target Retirement 2070 Fund # |
| Vanguard Target Retirement Income Fund # |
| Vanguard Extended Market Index Admiral Shares # |
| Vanguard Institutional Index Fund # |
| Vanguard Small-Cap Index Admiral Shares # |
| Victory Victory Sycamore Established Value Fund R6 # |
| Franklin Templeton Western Asset Core Plus Bond I # |
| AMERICAN BALANCED FUND R6 Registered Investment Company |
| COLUMBIA DIVIDEND OPPORTUNITY Registered Investment Company |
| DODGE & COX INCOME FUND Registered Investment Company |
| EUROPACIFIC GROWTH R6 Registered Investment Company |
| INVESCO OPPENHEIMER DEVMKTS R6 Registered Investment Company |
| IVY MID CAP GROWTH N Registered Investment Company |
| JANUS HENDERSON TRITON N Registered Investment Company |
| JPMORGAN LARGE CAP GROWTH R6 Registered Investment Company |
| JPMORGAN US SMALL CO R6 Registered Investment Company |
| MFS MASS INV GRTH STK FND R6 Registered Investment Company |
| PIMCO REAL RETURN FUND – INSTL Registered Investment Company |
| THORNBURG STRATEGIC INCOME I Registered Investment Company |
| VANGUARD EXTENDED MKT INDX ADM Registered Investment Company |
| VANGUARD INSTITUTIONAL INDEX Registered Investment Company |
| VANGUARD SMALL CAP INDEX ADMRL Registered Investment Company |
| VANGUARD TARGET RETIREMNT 2020 Registered Investment Company |
| VANGUARD TARGET RETIREMNT 2025 Registered Investment Company |
| VANGUARD TARGET RETIREMNT 2030 Registered Investment Company |
| VANGUARD TARGET RETIREMNT 2035 Registered Investment Company |
| VANGUARD TARGET RETIREMNT 2040 Registered Investment Company |
| VANGUARD TARGET RETIREMNT 2045 Registered Investment Company |
| VANGUARD TARGET RETIREMNT 2050 Registered Investment Company |
| VANGUARD TARGET RETIREMNT 2055 Registered Investment Company |
| VANGUARD TARGET RETIREMNT 2060 Registered Investment Company |
| VANGUARD TARGET RETIREMNT 2065 Registered Investment Company |
| VANGUARD TARGET RETIREMNT 2070 Registered Investment Company |
| VANGUARD TARGET RETMT INCOME Registered Investment Company |
| VICTORY SYC EST VALUE R6 Registered Investment Company |
| WESTERN ASSET CORE PLUS BD IS Registered Investment Company |
Investment model portfolios
We provide two types of investment model portfolios for ERGOTRON 401(K) SAVINGS PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for ERGOTRON 401(K) SAVINGS PLAN