Investment options of EMMIS OPERATING COMPANY 401(K) PLAN
Total Available Funds: 23
| Investment Description |
|---|
| American Century Mid Cap Value R6 7 6,740 shares |
| American Funds Europacific Growth R6 1 16,574 shares |
| American Funds Target Date Retirement R6 2010 2 shares |
| American Funds Target Date Retirement R6 2015 7 ,150 shares |
| American Funds Target Date Retirement R6 2020 2 ,272 shares |
| American Funds Target Date Retirement R6 2025 2 6,633 shares |
| American Funds Target Date Retirement R6 2030 1 1,523 shares |
| American Funds Target Date Retirement R6 2035 7 4,399 shares |
| American Funds Target Date Retirement R6 2040 7 3,884 shares |
| American Funds Target Date Retirement R6 2045 1 ,290 shares |
| American Funds Target Date Retirement R6 2050 1 50 shares |
| American Funds Target Date Retirement R6 2055 7 59 shares |
| American Funds Target Date Retirement R6 2060 3 06 shares |
| American Funds Target Date Retirement R6 2065 1 ,816 shares |
| Carillon Eagle Mid Cap Growth R5 6 2,455 shares |
| Fidelity Large Cap Growth Index 149,619 shares |
| PIMCO Income Fund 106,637 shares |
| Principal Investors Short-Term Income Fund I 9 0,368 shares |
| Vanguard Equity Income Admiral 3 5,832 shares |
| Vanguard Institutional Index 3 4,302 shares |
| Vanguard Mid Cap Index Admiral 3 ,683 shares |
| Vanguard Small Cap Index Admiral 3 7,199 shares |
| Maturing June 2025 through April |
Investment model portfolios
We provide two types of investment model portfolios for EMMIS OPERATING COMPANY 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for EMMIS OPERATING COMPANY 401(K) PLAN