Investment options of DUBLIN SCHOOL 403(B) RETIREMENT PLAN
Total Available Funds: 44
| Investment Description |
|---|
| TIAA Traditional Benefit Respo |
| TIAA Traditional Non Benefit R |
| TIAA Traditional Benefit |
| TIAA Traditional Non Benefit |
| AMG TimesSquare Mid Cap Gr Z |
| CREF Stock R1 |
| CREF Social Choice R1 |
| CREF Global Equities R1 |
| CREF Growth R1 |
| CREF Equity Index R1 |
| CREF Inflation-Linked Bond R1 |
| TIAA Access Nuv Core PL BD T4 |
| TIAA Acces Nuv Core Equity T4 |
| TIAA Access Nuv Intl Equity T4 |
| TIAA Access Nuv Lrg Cap Val T4 |
| TIAA Access Nuv LifCyc 2015 T4 |
| TIAA Access Nuv LifCyc 2035 T4 |
| TIAA Access Nuv LifCyc 2040 T4 |
| TIAA Access Nuv LifCyc 2045 T4 |
| TIAA Access Nuv LifCyc 2050 T4 |
| TIAA Access Nuv Mid Cap Grw T4 |
| TIAA Access Nuv Mid Cap Val T4 |
| TIAA Access Nuv RIEstSecSel T4 |
| TIAA Access Nuv Sm Cp Bl lx T4 |
| TIAA Access Nuv Qt Sm Cp Eq T4 |
| TIAA Access Nuv LgCp Res Eq T4 |
| LOAN FUND |
| CREF Core Bond R1 |
| Nuveen Quant Sm Cp Eq Retire |
| American Fd New Perspective R6 |
| PIMCO Real Return Inst Class |
| Vanguard Small-Cap Idx Adm |
| Vanguard Mid-Cap Idx Adm |
| TIAA Access Nuv LifCyc 2060 T4 |
| Columbia Contrarian Core Inst3 |
| Parnassus Core Equity Inst |
| Vanguard 500 Idx Adm |
| Allspring Spec Mid Cap Val R6 |
| Cohen & Steers Real Est Sec Z |
| PIMCO Income Fd Institutional |
| Dodge & Cox Stock Fund |
| Amer Funds Bond Fnd Amer R6 |
| Hartford International Stk SDR |
| American Funds New World R6 |
Investment model portfolios
We provide two types of investment model portfolios for DUBLIN SCHOOL 403(B) RETIREMENT PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for DUBLIN SCHOOL 403(B) RETIREMENT PLAN